700 BEACH DRIVE NE UNIT 406, ST PETERSBURG, FL, 33701
Pending171 days on marketListed Feb 24, 2026MLS #TB8479775
About this home
700 BEACH DRIVE NE UNIT 406
Updated and move-in ready, this spectacular Harbour Hill Condominium is located in one of the most sought after areas in St. Petersburg. This beautiful unit is a rare opportunity to experience the charm and convenience of everything downtown St. Petersburg has to offer. This one-bedroom, one-bath condominium is located on the fourth floor and offers stunning southern exposure views of the Vinoy and Beach Drive from its expansive balcony. The spacious living and dining space opens through hurricane-rated glass sliders to a large covered balcony with fabulous views of downtown. The modern kitchen is equipped with brand new appliances, white custom cabinets, tile countertops and backsplash, ample storage, and classic tile flooring. The oversized bedroom has plenty of storage space and a large walk-in closet with modular shelving. The bathroom has custom cabinetry with slide-out drawers, granite countertops, upgraded shower, and a brand new low-flow toilet. Additional features include hurricane-rated windows and sliders, one assigned parking space (#60), gated and secured garage, and exceptional amenities. Breathtaking panoramic views can be seen from the recently redesigned ninth floor Harbour social room with plenty of space to entertain larger parties with a full kitchen and access to the rooftop terrace. Harbour Hill is a well-managed building, well funded and has a friendly and active environment. Recent building improvements include a new roof and a whole-building electrical upgrade, both completed in 2024. Enjoy living just two blocks from the vibrant nightlife of downtown St. Pete, and being close to parks, the North Shore Pool complex, top notch museums, restaurants and shopping. Don't miss out, come enjoy this slice of paradise today!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
965
Sqft
0.65 ac
Lot size
1
Garage
1971
Year built
One
Levels
$373
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,828 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,828/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−28.6%
Days on market
171 vs 58 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Historic Old Northeast
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Historic Old Northeast — neighborhood snapshot
Population
6,785
Median age
52
Median income
$89,071
Median home value
$707,667
Avg household
2
Households w/ children
502
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% below the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 700 BEACH DRIVE NE UNIT 406 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 700 BEACH DRIVE NE UNIT 406 — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
700 BEACH DRIVE NE UNIT 406 FAQs
What would the monthly payment be for 700 BEACH DRIVE NE UNIT 406?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,828/mo — principal and interest, the actual property-tax bill, the $898/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 700 BEACH DRIVE NE UNIT 406?+
The association fee works out to $898 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 700 BEACH DRIVE NE UNIT 406?+
The most recent tax bill on record (2025) was $5,900. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 700 BEACH DRIVE NE UNIT 406?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $359,900, this home is listed about 17% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 700 BEACH DRIVE NE UNIT 406?+
North Shore Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ST PETERSBURG 33701 market on paper
$359,900 is 54% below the ST PETERSBURG 33701 median of $775,000, and at $373/sqft it sits under the St Petersburg average of $381.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $898/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
171 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $399,000, now $359,900 — a $39K cut. The full history is in the market section below.
Listing courtesy of COLDWELL BANKER REALTY · Fay Ellen Steelnack. MLS #TB8479775.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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