5102 COQUINA KEY DRIVE SE UNIT D, ST PETERSBURG, FL, 33705
Active177 days on marketListed Feb 24, 2026MLS #TB8479949
About this home
5102 COQUINA KEY DRIVE SE UNIT D
RARE SECOND CHANCE OPPORTUNITY! Back on the market due to no fault of the seller + NEW PRICE IMPROVEMENT! FULLY FURNISHED. TURNKEY. JUST BRING YOUR SUITCASE! An amazing opportunity to own a freshly priced, beautifully renovated waterfront residence with panoramic, open water Tampa Bay views and absolutely nothing left to do. Thoughtfully furnished with a designer-curated aesthetic and offered completely turnkey, this stunning condo is ready to enjoy from day one. Walk in, unpack, and start living the waterfront lifestyle you've been dreaming about. Wake up to breathtaking sunrises and unobstructed open water views framed by BRAND-NEW HURRICANE-IMPACT WINDOWS (2023). Every detail of this fully renovated residence has been thoughtfully upgraded with a refined, modern design. The updated kitchen features granite countertops, stainless steel appliances, sleek cabinetry, and recent enhancements ideal for everyday living and entertaining. The inviting living area is anchored by a statement electric fireplace, creating warmth and character, while the spa-inspired bathroom offers a serene retreat. Additional upgrades include hardwood flooring, a new HVAC SYSTEM (2023), brand-new WATER HEATER (2025), and new in-unit WASHER/DRYER combo (2025), providing comfort, efficiency, and peace of mind for years to come. Residents enjoy the security of a 24-hour guard-gated waterfront community and an exceptional collection of resort-style amenities including two pools, hot tub, fitness center, tennis and pickleball courts, dog park, sand volleyball, marina access, clubhouse, and more. The vibrant Yacht Club features waterfront gathering spaces, billiards, library, a popular nightly pub, and weekly social events that make it easy to embrace the community and coastal lifestyle. Pet-friendly and investor-friendly, owners may rent immediately with a 30-day minimum rental period, plus additional flexibility allowing rentals under 30 days up to four times annually. Boaters will appreciate slips and docks available for purchase or lease, along with optional dry storage for trailers. Recent community improvements include a NEWER ROOF and upgraded balcony decking. All of this is located just minutes from downtown St. Petersburg, the iconic Pier, award-winning Gulf beaches, dining, shopping, entertainment, and everything that makes the Florida lifestyle so desirable. Designer furnished. Completely updated. Spectacular waterfront views. Truly move-in ready. Schedule your private showing today!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
668
Sqft
0.17 ac
Lot size
1979
Year built
One
Levels
$434
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,404 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,404/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.5%
$/sqft vs WATERSIDE AT COQUINA KEY SOUTH
$434 vs $374
Days on market
177 vs 57 typical
Where $434/sqft sits among the 28 homes for sale in WATERSIDE AT COQUINA KEY SOUTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coquina Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Coquina Key — neighborhood snapshot
Population
4,069
Median age
46
Median income
$104,283
Median home value
$329,549
Avg household
2
Households w/ children
309
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
17 of 28
WATERSIDE AT COQUINA KEY SOUTH have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 5102 COQUINA KEY DRIVE SE UNIT D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$220,000
4794 COBIA DRIVE SE UNIT C · same community
1 bd · 1 ba · 665 sqft · $331/sqft · 37 DOM
Sold · May ’26$130,000
4985 COBIA DRIVE SE UNIT A · same community
1 bd · 1 ba · 646 sqft · $201/sqft · 322 DOM
Sold · Aug ’26$199,000
4859 COQUINA KEY DRIVE SE UNIT C · same community
2 bd · 1 ba · 720 sqft · $276/sqft · 263 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Solance Kallendorf
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5102 COQUINA KEY DRIVE SE UNIT D — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5102 COQUINA KEY DRIVE SE UNIT D — before you fall in love.
See it in person
Schedule a tour
Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5102 COQUINA KEY DRIVE SE UNIT D FAQs
What would the monthly payment be for 5102 COQUINA KEY DRIVE SE UNIT D?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,404/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5102 COQUINA KEY DRIVE SE UNIT D?+
The most recent tax bill on record (2025) was $4,916. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5102 COQUINA KEY DRIVE SE UNIT D?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $289,900, this home is listed about 33% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5102 COQUINA KEY DRIVE SE UNIT D?+
Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
177 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $324,999, now $289,900 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Jacquelyn Stone. MLS #TB8479949.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Petersburg homes, in your inbox
Like 5102 COQUINA KEY DRIVE SE UNIT D but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Solance to ping you on any price or status change →