3728 MURRAY DALE DRIVE, VALRICO, FL, 33596
Active168 days on marketListed Feb 25, 2026MLS #TB8480092
About this home
3728 MURRAY DALE DRIVE
Just Reduced!! Motivated Sellers!! Welcome to this Updated & Move-In Ready wonderful slice of paradise, located on a charming, walkable street in the highly desirable Bloomingdale community known for its top-rated schools and exceptional lifestyle amenities. Get ready to fall in love from the moment you arrive, a welcoming front porch sets the tone. Inside, you'll discover a wealth of upgrades designed for modern comfort and convenience. This home welcomes you with space and style. This meticulously maintained Two Story 3-bedroom, 2.5 bath, 2-car garage residence situated on a large lot perfect for everyday living and memorable weekend entertaining. Step inside to a welcoming foyer and hallway that guide you past a private office/den and a formal dining room, ideal for hosting gatherings. The formal dining room and private study pair beautifully with flexible living spaces, while the kitchen offers flow for entertainment. It is a lifestyle destination. Whether entertaining, hosting family, or enjoying the serenity of the grounds, every detail is designed for comfort, enjoyment, and lasting memories. A cozy fireplace in the formal living room adds warmth and ambiance with French doors to the oversized covered/screened in patio providing the perfect setting for relax and sipping a cup of coffee leading to the large, fenced backyard with a large Shed, a true outdoor oasis for entertaining and enjoying the Florida sunshine. Also, the main level is completed by a convenient half bath and a beautiful laundry room! Upstairs, an area with 2 storage closets leads to a large primary suite, with a generous walk-in closet and an ensuite & recently fully renovated primary bath offers a large window for natural light throughout, separate vanities, a large walk-in shower. Then Two additional sun-filled bedrooms share a jack and jill full bath with bathtub. NO Carpet in this home! The recent renovations include 2023 Roof Replaced - NEW INTERIOR PAINT & FLOORING THROUGHOUT! -Flooring *All scratch resistant/ waterproof Luxury Vinyl Flooring (LVP)* Master bathroom completely gutted and redone with modern finishes with tile flooring-Both extra bedrooms made a nice wall paneling-new stair railing-Brand new 2024 toilets in all bathrooms (easy to clean ones, no crevices) New 2024 dishwasher. New ceiling fans- new light fixture in dining room-new light switches & most new outlet covers. All new baseboards Opportunities like this are rare—where all the work has been done and all that’s left is to enjoy the Florida lifestyle at its finest Nestled in a friendly neighborhood, this house isn't just a place to live; it's where memories are made and laughter fills the rooms. Located just minutes from Valrico shopping and dining, Publix and Walt Mart and zoned for top-rated schools, including Bloomingdale High School, Don’t miss the opportunity to make this incredible home yours; Come grab it before it’s gone! Call me for your private showing today! Back on the market, Buyers financing fell through.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,907
Sqft
0.19 ac
Lot size
2
Garage
1984
Year built
Two
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,129 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,129/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.4%
$/sqft vs Valrico actives
$203 vs $214
Days on market
168 vs 36 typical
Where $203/sqft sits among the 200 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Valrico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
VALRICO 33596 — neighborhood snapshot
Population
28,152
Median age
45.9
Median income
$112,305
Median home value
$396,100
Avg household
2.8
Households w/ children
2,906
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$450K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
108 of 200
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the VALRICO 33596 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 3728 MURRAY DALE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$380,000
2508 ALLWOOD AVENUE
3 bd · 2 ba · 1,873 sqft · $203/sqft · 17 DOM
Sold · Feb ’26$390,000
1602 DUMONT DRIVE
3 bd · 2 ba · 1,868 sqft · $209/sqft · 105 DOM
Sold · Oct ’25$370,000
4622 PRESTON WOODS DRIVE
3 bd · 2 ba · 1,839 sqft · $201/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3728 MURRAY DALE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3728 MURRAY DALE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3728 MURRAY DALE DRIVE FAQs
What would the monthly payment be for 3728 MURRAY DALE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,129/mo — principal and interest, the actual property-tax bill, the $35/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3728 MURRAY DALE DRIVE?+
The association fee works out to $35 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3728 MURRAY DALE DRIVE?+
The most recent tax bill on record (2025) was $5,739. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3728 MURRAY DALE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $388,000, this home is listed about 18% below the Valrico median of $474,450. The market section on this page shows how the area is trending.
Which schools are assigned to 3728 MURRAY DALE DRIVE?+
Mulrennan Middle School (middle), Nelson Elementary School (elementary), Durant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the VALRICO 33596 market on paper
$388,000 is 15% below the VALRICO 33596 median of $457,000, and at $203/sqft it sits under the Valrico average of $212.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
168 days on market against a Valrico median of 36 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $409,990, now $388,000 — a $22K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMETRUST REALTY GROUP · Maribel Redondo, LLC. MLS #TB8480092.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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