CENTURY 21 Edge
$1,6502 bd2 ba1,050 sqft$2 /sqft$172 /mo all-in ↓

9945 47TH AVE N UNIT 203, ST PETERSBURG, FL, 33708

Active136 days on marketListed Feb 25, 2026MLS #TB8480581

Priced 100% below the ST PETERSBURG 33708 medianFully furnishedCondominiumBAY PINES APTS CONDO

About this home

9945 47TH AVE N UNIT 203

Welcome to easy Florida living in the heart of Bay Pines! This well-maintained 2-bedroom, 2-bath condo is ideally located directly across the street from the Bay Pines VA Medical Center, offering unmatched convenience for those who value proximity to healthcare, shopping, and the Gulf beaches. Situated in a desirable 55+ community, this residence offers a comfortable and low-maintenance lifestyle perfect for year-round living or a seasonal retreat. Inside, you’ll find a functional split-bedroom floor plan with spacious living and dining areas, a well-appointed kitchen, and generous bedroom sizes with ample closet space. The primary suite features a private en-suite bath, while the second bedroom and full guest bath provide flexibility for visitors or a home office. Enjoy peaceful community living with amenities designed for relaxation and social connection, all just minutes from Madeira Beach, Seminole City Center, restaurants, parks, and everyday conveniences. Whether you’re looking to downsize or enjoy a quiet coastal lifestyle, this Bay Pines condo offers comfort, location, and value in one of St. Petersburg’s most convenient areas.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,050

Sqft

1.2 ac

Lot size

1968

Year built

One

Levels

$2

Per sqft

Furnished55+ community

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo · Open Floorplan · Thermostat · Window Treatments
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

FacesSouth
ExteriorSliding Doors

Community & fees

PetsNo
CommunityBuyer Approval Required · Clubhouse · Fitness Center · Pool

Utilities & systems

UtilitiesBB/HS Internet Available
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$172 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$10
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $58Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $58
Interest rate6.00%
Loan term

Estimated payment

$172/mo

Principal & interest$10
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2K
$2KedgeAI estimate $186,000 · range $140K$232K$241K

vs edgeAI estimate

−99.1%

$/sqft vs St Petersburg actives

$2 vs $323

Days on market

136 vs 48 typical

Where $2/sqft sits among the 400 St Petersburg actives

40 · this home
150
113
39
23
35
$2–157$157–313$313–468$468–624$624–779$779+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 9945 47TH AVE N UNIT 203

Drive times from this address

Tampa Int’l Airport (TPA)40 min
Downtown Tampa40 min

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33708 — neighborhood snapshot

Population

15,306

Median age

61.1

Median income

$83,773

Median home value

$463,700

Avg household

1.9

Households w/ children

600

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$380K$434K

St Petersburg median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

170 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →

Paper trail

This home's history

Feb 25, 2026Listed at $1,650 · 136 days on market since
1968Built · BAY PINES APTS CONDO

Reality check

What actually sold near 9945 47TH AVE N UNIT 203

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9945 47TH AVENUE N UNIT 110Sold · Oct ’25

$165,300

9945 47TH AVENUE N UNIT 110 · same community

2 bd · 2 ba · 1,115 sqft · $148/sqft · 7 DOM

9945 47TH AVENUE N UNIT 201Sold · Dec ’25

$100,000

9945 47TH AVENUE N UNIT 201 · same community

2 bd · 2 ba · 1,120 sqft · $89/sqft · 68 DOM

9945 47TH AVENUE N UNIT 210Sold · Apr ’26

$158,000

9945 47TH AVENUE N UNIT 210 · same community

2 bd · 2 ba · 1,120 sqft · $141/sqft · 248 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent · listing agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 9945 47TH AVE N UNIT 203 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9945 47TH AVE N UNIT 203 — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9945 47TH AVE N UNIT 203 FAQs

What would the monthly payment be for 9945 47TH AVE N UNIT 203?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 9945 47TH AVE N UNIT 203?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $1,650, this home is listed about 100% below the St Petersburg median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9945 47TH AVE N UNIT 203?+

Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ST PETERSBURG 33708 market on paper

$1,650 is 100% below the ST PETERSBURG 33708 median of $632,450, and at $2/sqft it sits under the St Petersburg average of $382.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

136 days on market against a St Petersburg median of 48 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of CENTURY 21 EDGE · Zack Zonker. MLS #TB8480581.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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