4518 HELENA STREET NE, ST PETERSBURG, FL, 33703
Active174 days on marketListed Feb 27, 2026MLS #TB8481368
About this home
4518 HELENA STREET NE
Virtually Staged. Attention, investors! This property is being sold with tenants already in place, offering an excellent opportunity for immediate rental income from day one. The property currently generates $3,500 per month in rent, providing a strong and consistent cash flow without the need to find new tenants. This beautifully reimagined 3-bedroom, 2-bathroom residence offers a fresh take on Florida living in the coveted Shore Acres community of St. Petersburg. Every inch of this home has been meticulously updated, balancing modern aesthetic with structural peace of mind. Modern Interior & Open Layout The heart of the home features an open-concept design that seamlessly connects the living and dining areas to a chef-inspired kitchen. Highlights include: Contemporary Finishes: New luxury vinyl plank and tile flooring throughout (no carpet). Designer Kitchen: Features crisp white cabinetry, premium quartz countertops, and a full suite of stainless steel appliances, including a high-tech see-through refrigerator. Cozy Focal Point: A stunningly tiled wood-burning fireplace serves as the centerpiece of the spacious living room. Outdoor Living & Key Upgrades Step through to a generously sized, fully fenced backyard featuring professional new landscaping and an automatic irrigation system. You can move in with total confidence knowing the "big ticket" items are already handled: Roof: 2021 HVAC: 2019 Water Heater: 2020 Fresh Paint: Brand new interior and exterior coats. The house is equipped with automatic lawn irrigation. The Shore Acres Lifestyle Located in a golf cart-friendly neighborhood with no HOA or CDD fees, you are perfectly positioned to enjoy the best of St. Pete: Recreation: Minutes from the new Shore Acres community center, pool, pickleball courts, and playgrounds. Location: Easy access to top-rated schools, vibrant Downtown St. Pete, and world-class Gulf Coast beaches. Convenience: Includes an indoor laundry room (washer/dryer included) and quick routes to local dining and shopping. Pro Tip: Shore Acres is known for its active community vibe. Be sure to check out the local golf cart parades and the newly renovated recreation center just down the street!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,732
Sqft
0.16 ac
Lot size
1
Garage
1960
Year built
One
Levels
$280
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,908 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,908/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14%
$/sqft vs SHORE ACRES OVERLOOK SEC
$280 vs $322
Days on market
174 vs 57 typical
Where $280/sqft sits among the 24 homes for sale in SHORE ACRES OVERLOOK SEC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Shore Acres
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Shore Acres — neighborhood snapshot
Population
5,665
Median age
43
Median income
$152,582
Median home value
$595,023
Avg household
3
Households w/ children
736
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
13 of 24
SHORE ACRES OVERLOOK SEC have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4518 HELENA STREET NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,725,000
3227 BAYSHORE BOULEVARD NE · same community
4 bd · 1.5 ba · 1,696 sqft · $1,017/sqft · 296 DOM
Sold · Mar ’26$440,000
1735 CONNECTICUT AVENUE NE · same community
3 bd · 2 ba · 1,679 sqft · $262/sqft · 22 DOM
Sold · Nov ’25$179,000
4327 HUNTINGTON STREET NE · same community
3 bd · 2 ba · 1,649 sqft · $109/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4518 HELENA STREET NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4518 HELENA STREET NE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4518 HELENA STREET NE FAQs
What would the monthly payment be for 4518 HELENA STREET NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,908/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4518 HELENA STREET NE?+
The most recent tax bill on record (2024) was $8,135. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4518 HELENA STREET NE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $485,000, this home is listed about 13% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4518 HELENA STREET NE?+
Shore Acres Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$485,000 runs 17% above the ST PETERSBURG 33703 median — but at 1,732 sqft it's also 30% larger than the typical St Petersburg listing.
02Time on market is leverage
174 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Shore Acres Elementary School, Northeast High School, Meadowlawn Middle School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Maksym Herasimov. MLS #TB8481368.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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