27248 SAN MARINO DRIVE, PUNTA GORDA, FL, 33983
Active164 days on marketListed Mar 2, 2026MLS #TB8481731
About this home
27248 SAN MARINO DRIVE
One or more photo(s) has been virtually staged. FINAL PRICE DROP!!!! NO BRIDGES! BOATER'S PARADISE! HARBOUR HEIGHTS! PRICE REDUCED TO SELL! EXCEPTIONAL DIRECT GULF ACESS! - IMPACT WINDOWS AND DOORS! Live the Florida boating lifestyle at its finest! Located in desirable Harbour Heights, this beautifully updated 3-bedroom, 2-bath waterfront home offers direct access just minutes to the Peace River and on to the Gulf of Mexico — no bridges! New dock with newly wrapped pilings, new deck boards, and a 10,000 lb boat lift — ready for your vessel. This property is truly move-in ready with extensive upgrades throughout:• New roof (2023)• New A/C (2024)• New water heater (2025)• Totally remodeled kitchen (2022) with all new appliances, including washer & dryer• New window blinds throughout• New exterior garage doors plus a custom screen garage door that opens from the center for easy access and ventilation. Step outside to your private tropical retreat featuring a gorgeous solar-heated pool. The home includes two sets of solar panels — one for the home's electric and one dedicated to heating the pool — maximizing energy efficiency and savings. Additional bonus: Transferable flood insurance policy offers added value and peace of mind. Whether you're an avid boater, seasonal resident, or full-time waterfront enthusiast, this home checks every box. Harbour Heights Park is located at 27420 Voyageur Dr in Punta Gorda, this county-maintained waterfront park is a major amenity for the neighborhood and a strong selling feature Enjoy public boat ramp, fishing pier,basketball courts, picnic area with grills. Kayak/canoe launch with Direct Peace River access. Some photos have been virtually staged to show the full potential of the property.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,033
Sqft
0.24 ac
Lot size
2
Garage
1985
Year built
One
Levels
$236
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,482 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,482/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.1%
$/sqft vs HRBR HEIGHTS
$236 vs $234
Days on market
164 vs 63 typical
Where $236/sqft sits among the 25 homes for sale in HRBR HEIGHTS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33983 — neighborhood snapshot
Population
18,230
Median age
56.6
Median income
$67,705
Median home value
$324,100
Avg household
2.31
Households w/ children
1,552
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
11 of 25
HRBR HEIGHTS have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 584% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 27248 SAN MARINO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$425,000
2453 HARBOUR DRIVE · same community
3 bd · 2 ba · 2,058 sqft · $207/sqft · 96 DOM
Sold · Jan ’26$340,000
2211 HARBOUR DRIVE · same community
3 bd · 2 ba · 1,988 sqft · $171/sqft · 125 DOM
Sold · Dec ’25$319,000
27210 ADAMS STREET · same community
3 bd · 2 ba · 1,988 sqft · $160/sqft · 214 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 27248 SAN MARINO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 27248 SAN MARINO DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
27248 SAN MARINO DRIVE FAQs
What would the monthly payment be for 27248 SAN MARINO DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,482/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 27248 SAN MARINO DRIVE?+
The most recent tax bill on record (2025) was $3,487. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 27248 SAN MARINO DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $479,000, this home is listed about 41% above the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.
Which schools are assigned to 27248 SAN MARINO DRIVE?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$479,000 runs 584% above the PUNTA GORDA 33983 median — but at 2,033 sqft it's also 21% larger than the typical Punta Gorda listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
164 days on market against a Punta Gorda median of 63 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $574,800, now $479,000 — a $96K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARZUCCO REAL ESTATE · Lisa Kohan. MLS #TB8481731.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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