37421 MARCY LANE, ZEPHYRHILLS, FL, 33542
Active161 days on marketListed Mar 5, 2026MLS #TB8481742
About this home
37421 MARCY LANE
Escape the hustle and bustle and discover peace and tranquility in this charming 2-bedroom, 1-bath home—perfect for anyone seeking a serene, nature-filled lifestyle. Featuring an open-concept living room and kitchen combo, this layout offers a bright and versatile space with endless possibilities to design and personalize to your taste. Whether you envision cozy evenings at home or an inviting space to entertain, this blank canvas is ready for your creative touch. Enjoy the freedom of no HOA, no CDD fees, and no flood insurance required, giving you flexibility and long-term savings. Ideally located, you’ll appreciate the balance of being close to everyday conveniences while still enjoying the quiet comfort of a countryside setting. Whether you're searching for a primary residence or a buy-and-hold investment, this is your opportunity to claim your own slice of paradise.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
720
Sqft
0.16 ac
Lot size
1973
Year built
One
Levels
$139
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$895 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$895/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.4%
$/sqft vs ZEPHYRHILLS COLONY CO
$139 vs $192
Days on market
161 vs 51 typical
Where $139/sqft sits among the 37 homes for sale in ZEPHYRHILLS COLONY CO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silver Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Silver Oaks — neighborhood snapshot
Population
1,158
Median age
39
Median income
$68,546
Median home value
$282,000
Avg household
3
Households w/ children
138
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $342K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
16 of 37
ZEPHYRHILLS COLONY CO have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 37421 MARCY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$100,000
4021 LOWELL LANE · same community
3 bd · 2 ba · 756 sqft · $132/sqft · 58 DOM
Sold · Sep ’25$80,000
37706 MARCH LANE · same community
2 bd · 1.5 ba · 672 sqft · $119/sqft · 47 DOM
Sold · May ’26$77,000
39107 HILLCREST DRIVE · same community
2 bd · 1 ba · 672 sqft · $115/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 37421 MARCY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 37421 MARCY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
37421 MARCY LANE FAQs
What would the monthly payment be for 37421 MARCY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $895/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 37421 MARCY LANE?+
The most recent tax bill on record (2025) was $1,234. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Zephyrhills?+
At $99,900, this home is listed about 69% below the Zephyrhills median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 37421 MARCY LANE?+
West Zephyrhills Elementary School (elementary), Zephyrhills High School (high), Raymond B. Stewart Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ZEPHYRHILLS 33542 market on paper
$99,900 is 43% below the ZEPHYRHILLS 33542 median of $175,000, and at $139/sqft it sits under the Zephyrhills average of $179.
02Time on market is leverage
161 days on market against a Zephyrhills median of 51 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $139,900, now $99,900 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · David Mayhew. MLS #TB8481742.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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