
420 SENECA FALLS DRIVE, APOLLO BEACH, FL, 33572
Pending155 days on marketListed Mar 3, 2026MLS #TB8481956
About this home
420 SENECA FALLS DRIVE
Price Reduction - Motivated Seller. Welcome to SouthShore Falls, a premier Del Webb active adult, resort-style gated community where luxury meets effortless living. This impeccably maintained villa is perfectly positioned on a coveted conservation homesite, offering rare privacy with both front and rear views of a serene natural preserve. This villa comes fully furnished, completely turn-key. From the moment you arrive, the home’s lush, manicured landscaping, elegant tile roof, and screened front entry set the tone for refined Florida living. Inside, the thoughtfully designed layout features 2 spacious bedrooms, 2 full bathrooms, and a versatile flex space ideal for a private office, den, or craft room. The heart of the home is a beautifully appointed kitchen showcasing rich maple cabinetry with crown molding, granite countertops, and a blend of blk and stainless steel appliances. A generous breakfast bar provides seating for four, seamlessly connecting to the informal dining area and expansive great room—creating an open, inviting space perfect for both everyday living and entertaining. Large sliding glass doors extend the living space outdoors to a screened lanai, where tranquil preserve views create a peaceful retreat. Step beyond to enjoy direct access to scenic community walking paths, blending nature with convenience. The primary suite offers a spacious, light-filled sanctuary complete with a spa-inspired en-suite bath featuring dual vanities, an oversized walk-in shower, and an expansive walk-in closet. A split floor plan ensures privacy for guests, with a generously sized secondary bedroom and a well-appointed guest bath featuring a tub/shower combination and maple vanity with solid surface countertop. Fresh interior paint and new wide-plank luxury vinyl flooring throughout, deliver a modern, cohesive aesthetic. Beyond the home, residents of SouthShore Falls enjoy an unparalleled resort lifestyle with an impressive array of amenities: three heated pools including a beach-entry and resistance pool, a relaxing spa, a state-of-the-art fitness center, and a vibrant clubhouse. Engage in a wide variety of social clubs and activities, or enjoy features such as tennis and pickleball courts, bocce ball, shuffleboard, putting green, walking trails, art and craft spaces, billiards, and a theatre hosting regular events. Conveniently located just a short stroll from the neighborhood pool and courts—or a quick golf cart ride to the clubhouse—this villa offers both accessibility and tranquility. Low HOA fees provide exceptional value, covering lawn care, landscaping, irrigation, and exterior maintenance, with the added benefit of no CDD fees. Experience a lifestyle defined by comfort, community, and natural beauty—your next chapter begins at SouthShore Falls.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,461
Sqft
0.1 ac
Lot size
2
Garage
2012
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,614 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,614/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.7%
Days on market
155 vs 50 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$460K → $466K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 420 SENECA FALLS DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 420 SENECA FALLS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
420 SENECA FALLS DRIVE FAQs
What would the monthly payment be for 420 SENECA FALLS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,614/mo — principal and interest, the actual property-tax bill, the $371/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 420 SENECA FALLS DRIVE?+
The association fee works out to $371 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 420 SENECA FALLS DRIVE?+
The most recent tax bill on record (2024) was $4,868. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 420 SENECA FALLS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $265,000, this home is listed about 46% below the Apollo Beach median of $489,900. The market section on this page shows how the area is trending.
Which schools are assigned to 420 SENECA FALLS DRIVE?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the APOLLO BEACH 33572 market on paper
$265,000 is 41% below the APOLLO BEACH 33572 median of $447,000, and at $181/sqft it sits under the Apollo Beach average of $265.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
155 days on market against a Apollo Beach median of 50 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $309,900, now $265,000 — a $45K cut. The full history is in the market section below.
Listing courtesy of FLORIDA HOMES RLTY & MORTGAGE · Keith Lindsay. MLS #TB8481956.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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