10851 MANGROVE CAY LANE NE UNIT 1112, ST PETERSBURG, FL, 33716
Pending170 days on marketListed Mar 5, 2026MLS #TB8482796
About this home
10851 MANGROVE CAY LANE NE UNIT 1112
Virtually Staged. Resort Style Community! Welcome through the Gates of Mangrove Cay, a Resort Style Community with all the amenities you would expect in an upscale private community. Conveniently located between Tampa and St. Petersburg with easy access to I-275 and the Tampa and St Petersburg/Clearwater International Airports. New Traffic Signal being installed near the entrance to the community. To further enhance the Florida tropical outdoor experience, relax with friends and family while enjoying outdoor grilling, and relaxing in the heated pool and spa. Covered parking is located under the building with plenty of overflow guest parking with elevators that lead you right to your floor. This stunning 1,600 sq ft condominium features beautiful Imported Italian Slate Tile throughout. Large sliding doors open to large balconies in the living area and the primary bedroom. Experience unobstructed views of a beautiful estuary full of nature and Tampa Bay. The efficient kitchen offers a very large space where there is ample space to create amazing foods and meals while offering plentiful space to connect and converse with guests. There are plenty of custom wood cabinets, great counterspace and a breakfast bar for quick meals and it provides an excellent kitchen layout for ease of entertainment in the living room, dining room and out on to the magnificent balcony. Enjoy meals in the dining area with 180-degree spectacular views – this is a must see to appreciate. The Primary Bedroom features sliding doors, large balcony, ensuite bath, walk-in closets and more. The large second bedroom has ample closet space. A/C system 2023/2024; Refrigerator 2025; Appliances 2020; Faucets 2020; High speed internet and 200+ channel cable is included in the association fees. Hurricane Windows.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,600
Sqft
0.85 ac
Lot size
2
Garage
2007
Year built
One
Levels
$249
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,307 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,307/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−42%
$/sqft vs St Petersburg actives
$249 vs $336
Days on market
170 vs 57 typical
Where $249/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33716 — neighborhood snapshot
Population
18,995
Median age
33.7
Median income
$73,576
Median home value
$163,500
Avg household
1.82
Households w/ children
1,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
225 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 165% above the ST PETERSBURG 33716 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 10851 MANGROVE CAY LANE NE UNIT 1112
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$360,000
10851 MANGROVE CAY LANE NE UNIT 1212 · same community
2 bd · 2 ba · 1,600 sqft · $225/sqft · 90 DOM
Sold · May ’26$413,000
10851 MANGROVE CAY LANE NE UNIT 712 · same community
2 bd · 2 ba · 1,600 sqft · $258/sqft · 17 DOM
Sold · Feb ’26$395,000
10851 MANGROVE CAY LANE NE UNIT 612 · same community
2 bd · 2 ba · 1,600 sqft · $247/sqft · 62 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10851 MANGROVE CAY LANE NE UNIT 1112 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10851 MANGROVE CAY LANE NE UNIT 1112 — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10851 MANGROVE CAY LANE NE UNIT 1112 FAQs
What would the monthly payment be for 10851 MANGROVE CAY LANE NE UNIT 1112?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,307/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10851 MANGROVE CAY LANE NE UNIT 1112?+
The most recent tax bill on record (2025) was $7,533. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10851 MANGROVE CAY LANE NE UNIT 1112?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $398,000, this home is listed about 7% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10851 MANGROVE CAY LANE NE UNIT 1112?+
Pinellas Central Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$398,000 runs 165% above the ST PETERSBURG 33716 median — but at 1,600 sqft it's also 20% larger than the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
170 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $429,000, now $398,000 — a $31K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ALLEN COLLINS REALTY INC · Allen Collins. MLS #TB8482796.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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