4540 BAYSHORE BOULEVARD NE, ST PETERSBURG, FL, 33703
Active163 days on marketListed Mar 6, 2026MLS #TB8483324
About this home
4540 BAYSHORE BOULEVARD NE
Virtually Staged. Set on an oversized lot in one of Northeast St. Petersburg’s most desirable residential corridors, 4540 Bayshore Blvd NE offers a thoughtfully updated home designed for comfortable Florida living. This beautifully maintained solid block residence features 3 bedrooms and 2 bathrooms with a well-designed split floor plan that balances privacy and functionality. Inside, the home offers an open and airy layout that feels both spacious and inviting—ideal for everyday living and entertaining. Updated luxury vinyl plank flooring and fresh neutral finishes create a clean, modern feel throughout the main living areas, while the kitchen flows seamlessly into the dining and living spaces for easy gatherings and connection. A unique bonus feature is the air-conditioned flex space within the garage, ideal for a home office, gym, media room, or creative studio while still maintaining garage functionality. The split bedroom layout provides additional privacy, with the primary suite set apart from the guest bedrooms, creating a comfortable retreat for homeowners and visitors alike. Step outside to your private backyard oasis where the sparkling pool, patio space, and expansive yard offer the perfect setting for relaxing afternoons or entertaining friends and family. Located just off the iconic Bayshore Boulevard corridor, this home provides convenient access to downtown St. Petersburg, waterfront parks, excellent schools, and the vibrant dining and entertainment scene that makes Northeast St. Pete such a sought-after place to live. This is an exceptional opportunity to own a move-in-ready pool home on a large lot in one of Northeast St. Petersburg’s most established and welcoming neighborhoods.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,720
Sqft
0.23 ac
Lot size
2
Garage
1972
Year built
One
Levels
$378
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,068 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,068/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.4%
$/sqft vs St Petersburg actives
$378 vs $343
Days on market
163 vs 57 typical
Where $378/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Shore Acres
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Shore Acres — neighborhood snapshot
Population
5,665
Median age
43
Median income
$152,582
Median home value
$595,023
Avg household
3
Households w/ children
736
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
228 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4540 BAYSHORE BOULEVARD NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$800,000
4618 BAYSHORE BOULEVARD NE · same community
4 bd · 3 ba · 1,869 sqft · $428/sqft · 38 DOM
Sold · Jan ’26$975,000
1325 SNELL ISLE BOULEVARD NE UNIT 811
2 bd · 2 ba · 1,711 sqft · $570/sqft · 16 DOM
Sold · Feb ’26$1,150,000
1325 SNELL ISLE BOULEVARD NE UNIT 902
2 bd · 2 ba · 1,711 sqft · $672/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 4540 BAYSHORE BOULEVARD NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4540 BAYSHORE BOULEVARD NE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4540 BAYSHORE BOULEVARD NE FAQs
What would the monthly payment be for 4540 BAYSHORE BOULEVARD NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,068/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4540 BAYSHORE BOULEVARD NE?+
The most recent tax bill on record (2025) was $1,881. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4540 BAYSHORE BOULEVARD NE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $650,000, this home is listed about 49% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4540 BAYSHORE BOULEVARD NE?+
Shore Acres Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$650,000 runs 55% above the ST PETERSBURG 33703 median — but at 1,720 sqft it's also 28% larger than the typical St Petersburg listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
163 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Shore Acres Elementary School, Northeast High School, Meadowlawn Middle School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $675,000, now $650,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Taylor Welch. MLS #TB8483324.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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