476 BOCA CIEGA POINT BOULEVARD S, ST PETERSBURG, FL, 33708
Active157 days on marketListed Mar 13, 2026MLS #TB8484267
About this home
476 BOCA CIEGA POINT BOULEVARD S
Welcome to 476 Boca Ciega Point Blvd. S, one of the desired villas in the premier 55-plus waterfront community of Boca Ciega Point. Positioned with no rear neighbors with sweeping Intracoastal views and direct water access, this stunning residence offers a rare blend of privacy, tranquility and beautifully executed modern upgrades. Upon entering through the private front courtyard, the home immediately reveals its most captivating feature, sweeping sightlines that draw your eye straight through to the shimmering waters. Floor-to-ceiling impact sliding glass doors frame the spectacular view, creating a seamless indoor-outdoor connection while filling the home with natural light, further enhanced by three skylights that keep the interior bright and inviting. Thoughtfully reimagined, this villa offers new insulation, ductwork, roof, water heater, and impact windows and doors. Elegant porcelain flooring flows throughout, guiding you into a stunning designer kitchen featuring custom white cabinetry, quartz countertops, new appliances and a statement center island, all integrated within an open-concept layout designed for effortless entertaining. Both bedrooms and baths have been beautifully updated, combining comfort and style, while a custom built-in workstation provides a place to work or plan your day while enjoying tranquil water views. Go outside to your updated composite dock with multiple elevations, complete with electric, water and sink, ideal for embracing the best of waterfront living. Launch your kayaks, cast a fishing line, or simply relax and take in the breathtaking coastal scenery. Amenities available include 24-hour gated Envera security, heated pool, clubhouse, fitness room, sauna, tennis and pickleball courts, shuffleboard as well as other social events. Minutes to the beach, shopping and restaurants. This is more than a home, it’s a rare waterfront retreat in one of the area’s sought-after 55-plus communities. Noted square footage includes a 26-by-8-foot sunroom (see floor plan). Seller has paid all current assessments. Air conditioning 2021, water heater 2025 and roof 2025.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,626
Sqft
1.33 ac
Lot size
1
Garage
1971
Year built
One
Levels
$400
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,232 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,232/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.2%
$/sqft vs BOCA CIEGA POINT EAST
$400 vs $313
Days on market
157 vs 57 typical
Where $400/sqft sits among the 24 homes for sale in BOCA CIEGA POINT EAST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
15 of 24
BOCA CIEGA POINT EAST have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the ST PETERSBURG 33708 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 476 BOCA CIEGA POINT BOULEVARD S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$605,000
523 BOCA CIEGA POINT BOULEVARD S · same community
2 bd · 2 ba · 1,625 sqft · $372/sqft · 24 DOM
Sold · Mar ’26$510,000
457 BOCA CIEGA POINT BOULEVARD N · same community
2 bd · 2 ba · 1,650 sqft · $309/sqft · 147 DOM
Sold · Jun ’26$535,000
511 BOCA CIEGA POINT BOULEVARD N · same community
2 bd · 2 ba · 1,600 sqft · $334/sqft · 125 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 476 BOCA CIEGA POINT BOULEVARD S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 476 BOCA CIEGA POINT BOULEVARD S — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
476 BOCA CIEGA POINT BOULEVARD S FAQs
What would the monthly payment be for 476 BOCA CIEGA POINT BOULEVARD S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,232/mo — principal and interest, the actual property-tax bill, the $900/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 476 BOCA CIEGA POINT BOULEVARD S?+
The association fee works out to $900 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 476 BOCA CIEGA POINT BOULEVARD S?+
The most recent tax bill on record (2025) was $5,057. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 476 BOCA CIEGA POINT BOULEVARD S?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $649,900, this home is listed about 49% above the St Petersburg median of $436,900. The market section on this page shows how the area is trending.
Which schools are assigned to 476 BOCA CIEGA POINT BOULEVARD S?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$649,900 runs 38% above the ST PETERSBURG 33708 median — but at 1,626 sqft it's also 21% larger than the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $900/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
157 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTL REALTY · Andrea Valdes. MLS #TB8484267.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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