36154 LAGUNA HILLS CIRCLE, ZEPHYRHILLS, FL, 33541
Active154 days on marketListed Mar 11, 2026MLS #TB8484276
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Upcoming open house
Sat, Aug 15
11:00 AM – 2:00 PM
About this home
36154 LAGUNA HILLS CIRCLE
NEW ROOF AVAILABLE WITH A FULL-PRICE OFFER! Looking for a home that may qualify for little money down? This home is located in a USDA-eligible area, offering potential 100% financing for qualified buyers. Ask about preferred lender incentives that may help reduce closing costs or monthly payments. Tucked away on a quiet cul-de-sac in The Greens at Hidden Creek, this beautifully maintained home combines comfort, space, and convenience with an open layout featuring high ceilings, natural light, and a spacious living area that flows seamlessly into the kitchen and dining spaces. The kitchen truly is the heart of the home, featuring granite countertops, stainless steel appliances, ample cabinetry, and a large breakfast bar overlooking the main living areas perfect for gathering and entertaining. A split-bedroom layout provides added privacy, with a generous primary suite offering dual vanities, a garden tub, separate shower, and walk-in closets. Step outside to the lanai and enjoy the spacious backyard with plenty of room to relax or create your own outdoor retreat. The home also features a two-car garage with built-in shelving for added storage. Located in a desirable community with a low HOA, this home is just a short walk to the neighborhood playground and also offers access to a community dog park, while still being conveniently close to shopping, dining, and everyday amenities. Schedule your private showing today and come see everything this home has to offer.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,045
Sqft
0.19 ac
Lot size
2
Garage
2013
Year built
One
Levels
$169
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,641 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,641/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1%
$/sqft vs Zephyrhills actives
$169 vs $170
Days on market
154 vs 51 typical
Where $169/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Greens At Hidden Creek
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Greens At Hidden Creek — neighborhood snapshot
Population
1,353
Median age
41
Median income
$95,551
Median home value
$335,700
Avg household
3
Households w/ children
192
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $341K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
199 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 36154 LAGUNA HILLS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$350,000
6519 TWIN BRIDGES DRIVE · same community
4 bd · 3 ba · 2,049 sqft · $171/sqft · 62 DOM
Sold · Nov ’25$330,000
6339 TWIN BRIDGES DRIVE · same community
4 bd · 2 ba · 1,871 sqft · $176/sqft · 12 DOM
Sold · Sep ’25$310,000
6303 TWIN BRIDGES DRIVE · same community
4 bd · 2 ba · 1,868 sqft · $166/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 36154 LAGUNA HILLS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 36154 LAGUNA HILLS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
36154 LAGUNA HILLS CIRCLE FAQs
What would the monthly payment be for 36154 LAGUNA HILLS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,641/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 36154 LAGUNA HILLS CIRCLE?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 36154 LAGUNA HILLS CIRCLE?+
The most recent tax bill on record (2025) was $3,177. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 36154 LAGUNA HILLS CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $345,000, this home is listed about 6% above the Zephyrhills median of $324,495. The market section on this page shows how the area is trending.
Which schools are assigned to 36154 LAGUNA HILLS CIRCLE?+
West Zephyrhills Elementary School (elementary), Zephyrhills High School (high), Raymond B. Stewart Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KW REALTY ELITE PARTNERS · Ariel Cespedes. MLS #TB8484276.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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