5174 BEACH DRIVE SE UNIT D, ST PETERSBURG, FL, 33705
Active158 days on marketListed Mar 9, 2026MLS #TB8484379
About this home
5174 BEACH DRIVE SE UNIT D
Live the Florida waterfront lifestyle in this bright and airy fully furnished 2-bedroom, 1-bath condo located in the gated community of Waterside at Coquina Key! With an open floor plan and incredible water views, you can relax on your patio and watch dolphins, manatees, boats, and coastal wildlife pass by — it’s like living on vacation every day. Inside you’ll find a comfortable space featuring plenty of kitchen counter space, a convenient pantry, great closet storage, and an in-unit washer and dryer. The bathroom includes a walk-in shower for easy, modern living. The open living area flows beautifully to the waterfront, making it perfect for entertaining or simply unwinding after a day in the sun. Boaters welcome! A boat slip with lift is available, making it easy to head out on the water anytime. Waterside at Coquina Key is known for its resort-style amenities and vibrant community life, including two swimming pools, pickleball courts, tennis courts, basketball courts, and a waterfront yacht club with bar. Residents also enjoy water aerobics, book clubs, social events, and more. Located just minutes from downtown St. Petersburg, award-winning Gulf beaches, restaurants, shopping, and entertainment. Available fully furnished and can be rented short-term or long-term. Just bring your suitcase and start enjoying the waterfront lifestyle!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
825
Sqft
0.2 ac
Lot size
1979
Year built
One
Levels
$5
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$190 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$190/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs WATERSIDE AT COQUINA KEY SOUTH
$5 vs $375
Days on market
158 vs 58 typical
Where $5/sqft sits among the 28 homes for sale in WATERSIDE AT COQUINA KEY SOUTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coquina Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Coquina Key — neighborhood snapshot
Population
4,069
Median age
46
Median income
$104,283
Median home value
$329,549
Avg household
2
Households w/ children
309
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
18 of 28
WATERSIDE AT COQUINA KEY SOUTH have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5174 BEACH DRIVE SE UNIT D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$328,000
5075 STARFISH DRIVE SE UNIT C · same community
2 bd · 1 ba · 825 sqft · $398/sqft · 197 DOM
Sold · May ’26$230,000
5072 STARFISH DRIVE SE UNIT F · same community
1 bd · 1 ba · 823 sqft · $279/sqft · 80 DOM
Sold · Oct ’25$220,000
4984 BEACH DRIVE SE UNIT B · same community
1 bd · 1 ba · 823 sqft · $267/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5174 BEACH DRIVE SE UNIT D — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5174 BEACH DRIVE SE UNIT D — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5174 BEACH DRIVE SE UNIT D FAQs
What would the monthly payment be for 5174 BEACH DRIVE SE UNIT D?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $190/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 5174 BEACH DRIVE SE UNIT D?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $4,200, this home is listed about 99% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5174 BEACH DRIVE SE UNIT D?+
Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33705 market on paper
$4,200 is 99% below the ST PETERSBURG 33705 median of $291,000, and at $5/sqft it sits under the St Petersburg average of $381.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
158 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of LUXURY & BEACH REALTY INC · Betty Rohe. MLS #TB8484379.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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