700 HARBOUR ISLAND UNIT 238, TAMPA, FL, 33602
Active152 days on marketListed Mar 13, 2026MLS #TB8484662
About this home
700 HARBOUR ISLAND UNIT 238
Experience refined, resort-style living at Parkcrest on Harbour Island in this beautifully updated two-bedroom, two-bathroom residence offering just under 1,200 square feet of thoughtfully designed living space. The open-concept floor plan is enhanced by elegant wood-look tile flooring throughout and anchored by a striking chef’s kitchen featuring an expansive island, soft-close cabinetry, and abundant storage—perfect for both everyday living and entertaining. The spacious primary suite offers two closets for added convenience, while the second bedroom includes a generous walk-in closet, ideal for guests or a private home office. The residence also includes a dedicated parking space that is already outfitted for an electric vehicle charger, providing added convenience for EV owners. Located within one of Tampa’s most sought-after waterfront communities, Parkcrest offers an exceptional array of amenities including 24-hour security, a resort-style pool and spa, a fully equipped fitness center, and a stylish clubroom. The property is also located within an A-rated school district, including Gorrie Elementary School, Wilson Middle School, and Plant High School. Embrace the charm of true waterfront living as you stroll along the scenic Harbour Island waterfront promenade, where you can enjoy views of passing boats, marina activity, and the lively energy of Tampa’s waterways. Just moments from Tampa Riverwalk, Amalie Arena, and the city’s premier dining, shopping, and entertainment destinations, this residence seamlessly blends modern comfort with the convenience and beauty of downtown living.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,184
Sqft
0 ac
Lot size
1
Garage
2005
Year built
Three Or More
Levels
$355
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,332 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,332/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−25.7%
$/sqft vs Tampa actives
$355 vs $297
Days on market
152 vs 44 typical
Where $355/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33602 — neighborhood snapshot
Population
19,694
Median age
35.2
Median income
$88,569
Median home value
$560,400
Avg household
1.78
Households w/ children
1,289
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
215 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 700 HARBOUR ISLAND UNIT 238
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$400,000
104 CHESAPEAKE AVENUE UNIT C6
2 bd · 2.5 ba · 1,192 sqft · $336/sqft · 2 DOM
Sold · Dec ’25$480,000
404 DANUBE AVENUE
2 bd · 1.5 ba · 1,192 sqft · $403/sqft · 182 DOM
Sold · Jul ’26$700,000
403 COLUMBIA DRIVE
2 bd · 1 ba · 1,194 sqft · $586/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 700 HARBOUR ISLAND UNIT 238 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 700 HARBOUR ISLAND UNIT 238 — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
700 HARBOUR ISLAND UNIT 238 FAQs
What would the monthly payment be for 700 HARBOUR ISLAND UNIT 238?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,332/mo — principal and interest, the actual property-tax bill, the $882/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 700 HARBOUR ISLAND UNIT 238?+
The association fee works out to $882 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 700 HARBOUR ISLAND UNIT 238?+
The most recent tax bill on record (2024) was $7,590. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 700 HARBOUR ISLAND UNIT 238?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $419,900, this home is listed about 7% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 700 HARBOUR ISLAND UNIT 238?+
Gorrie Elementary School (elementary), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the TAMPA 33602 market on paper
$419,900 is 28% below the TAMPA 33602 median of $580,000.
02Know the monthly fee
The association fee is $882/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
152 days on market against a Tampa median of 44 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Gorrie Elementary School, Wilson Middle School, Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Gorrie Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $480,000, now $419,900 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Abby Grimaldi. MLS #TB8484662.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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