947 SEDDON COVE WAY UNIT 947, TAMPA, FL, 33602
Active153 days on marketListed Mar 16, 2026MLS #TB8485195
About this home
947 SEDDON COVE WAY UNIT 947
One or more photo(s) has been virtually staged. NEW IMPROVED PRICING presents a rare opportunity to own a distinguished two-story corner penthouse in highly sought-after Seddon Cove on Harbour Island. Offering expansive natural light and beautiful water views throughout, this residence delivers an exceptional waterfront lifestyle in one of Tampa’s most desirable communities. Priced to reflect the opportunity for personal updates, including three bathrooms, this residence offers buyers the ability to customize to their own style while recognizing the value represented at today’s offering price. For buyer convenience, a preliminary estimate for updating the three bathrooms from a contractor familiar with work in the community is available. Recent renovated sales of similarly sized residences in the community may provide helpful context for buyers evaluating the property’s potential and overall market positioning. Buyers are encouraged to conduct their own independent due diligence regarding renovation scope, costs, and future value. This beautifully maintained 3-bedroom, 3-bath residence features soaring ceilings, an open floor plan, wood-burning fireplace, updated kitchen with Cambria quartz countertops and newer stainless appliances, wraparound balcony overlooking Seddon Channel, and sweeping water views from nearly every room. The flexible upper-level loft and second primary suite open to a private balcony with water and sunset views. Additional highlights include two oversized interior storage rooms, two reserved covered parking spaces, and private exterior storage. Recent improvements include roof (2026), building elevator (2025), impact windows/doors, HVAC (2015), electrical updates, fresh interior paint (2026), and more. Seddon Cove offers 24-hour gated security, resort-style pool and spa, marina access, landscaped walking paths, and walkability to Life Time Fitness few steps away, Water Street Tampa, Sparkman Wharf, Amalie Arena, Tampa Riverwalk, and more. Optional separate purchase: Boat slip with 30,000-lb lift available (see MLS TB8485208; buyer to verify specifications and eligibility requirements)
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,283
Sqft
0 ac
Lot size
2
Garage
1987
Year built
Two
Levels
$613
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,941 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,941/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.5%
$/sqft vs Tampa actives
$613 vs $301
Days on market
153 vs 42 typical
Where $613/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33602 — neighborhood snapshot
Population
19,694
Median age
35.2
Median income
$88,569
Median home value
$560,400
Avg household
1.78
Households w/ children
1,289
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
227 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 138% above the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 947 SEDDON COVE WAY UNIT 947
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,935,000
943 SEDDON COVE WAY UNIT 943 · same community
3 bd · 3 ba · 2,283 sqft · $848/sqft · 33 DOM
Sold · Sep ’25$800,000
531 LUZON AVENUE
4 bd · 2.5 ba · 2,199 sqft · $364/sqft · 153 DOM
Sold · Sep ’25$1,000,000
424 CHANNEL DRIVE
3 bd · 1.5 ba · 2,151 sqft · $465/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 947 SEDDON COVE WAY UNIT 947 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 947 SEDDON COVE WAY UNIT 947 — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
947 SEDDON COVE WAY UNIT 947 FAQs
What would the monthly payment be for 947 SEDDON COVE WAY UNIT 947?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,941/mo — principal and interest, the actual property-tax bill, the $295/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 947 SEDDON COVE WAY UNIT 947?+
The association fee works out to $295 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 947 SEDDON COVE WAY UNIT 947?+
The most recent tax bill on record (2025) was $16,887. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 947 SEDDON COVE WAY UNIT 947?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $1,399,900, this home is listed about 211% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 947 SEDDON COVE WAY UNIT 947?+
Gorrie Elementary School (elementary), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,399,900 runs 138% above the TAMPA 33602 median — but at 2,283 sqft it's also 43% larger than the typical Tampa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
153 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Gorrie Elementary School, Wilson Middle School, Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Gorrie Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,479,900, now $1,399,900 — a $80K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PALERMO REAL ESTATE PROF. INC. · Ree Waltzer. MLS #TB8485195.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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