CENTURY 21 Edge
$760,000$839,9004 bd3 ba2,876 sqft$264 /sqft$5,636 /mo all-in ↓

12080 143RD STREET, LARGO, FL, 33774

Active170 days on marketListed Apr 3, 2026MLS #TB8485420

Reduced $80KPrivate poolSingle Family ResidenceYELLOW BANKS GROVE

About this home

12080 143RD STREET

Experience the pinnacle of Florida living in this stunning custom-built estate, perfectly situated on a spacious quarter-acre lot in the heart of Largo. This home is a rare masterpiece of craftsmanship, hand-built with meticulous care by a professional builder as his personal residence. From the custom architectural details to the high-quality copper plumbing, every inch of this 2,965-square-foot home reflects a level of quality and pride of ownership that is rarely seen in modern construction. This prime location offers the ultimate coastal lifestyle, located just minutes from the world-renowned white sands of Indian Rocks Beach and Belleair Beach. Whether you’re looking for a sunset stroll along the Gulf of Mexico or a day of boating and paddleboarding, the best of the Florida coast is right at your doorstep. From the moment you arrive, the attention to detail is evident, starting with the stacked stone columns at the grand entrance. Step through the French doors into a light-filled foyer where dramatic architecture, soaring 10-foot ceilings, and elegant arches set the tone. The heart of the home is a chef’s dream kitchen, featuring premium granite countertops, solid wood custom cabinetry, a massive breakfast bar, and a central preparation island. High-end stainless steel appliances, including a gas stove and professional range hood, make this space as functional as it is beautiful. The open-concept design flows seamlessly into the family room, while a formal dining area provides the perfect setting for holiday gatherings. Retreat to the expansive master suite, a true sanctuary complete with its own gas fireplace and a spa-like ensuite bath that must be experienced to be believed. The garden soaking tub is a standout feature, ergonomically designed with a perfect recline that allows your head to rest so comfortably you’ll never want to leave. The thoughtful split-bedroom floor plan ensures maximum privacy for all. One of the property's standout features is the versatile bonus wing, including a private bedroom, walk-in closet, and its own kitchen—ideal for an in-law suite or guest quarters. Step outside to your private outdoor oasis and relax on the oversized screened-in porch. The space is anchored by an inviting pool surrounded by lovely travertine pavers, providing a high-end luxury feel perfect for post-beach relaxation. Beyond the home, enjoy being walking distance to John R. Bonner Nature Park and a short drive to the Florida Botanical Gardens. Modern conveniences abound, including two separate A/C units and water heaters for efficiency, a security system, and a hurricane-rated garage door. This home offers the perfect balance of custom luxury and beach-town proximity. With no HOA fees and a location near local shops and public transit, this is a rare opportunity to own a one-of-a-kind home in a quiet, established neighborhood where every day feels like a vacation. Schedule your private tour today to experience the unparalleled quality and coastal charm of 12080 143rd St.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,876

Sqft

0.25 ac

Lot size

2

Garage

1954

Year built

One

Levels

$264

Per sqft

Private poolFireplacePool viewPets allowed

Inside

FlooringBamboo · Ceramic Tile · Slate
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorFrench Doors · Irrigation System · Lighting

Community & fees

Taxes (2025)$13,075/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,636 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,101
PMI (est., until 20% equity)$285
Property tax — 2025 actual bill$1,090
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $76,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $76,000
Interest rate6.00%
Loan term

Estimated payment

$5,636/mo

Principal & interest$4,101
PMI (est., until 20% equity)$285
Property taxes (actual bill)$1,090
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $760K
$730KedgeAI estimate $1,194,475 · range $920K$1.4M$1.4M

vs edgeAI estimate

−36.4%

$/sqft vs Largo actives

$264 vs $222

Days on market

170 vs 54 typical

Where $264/sqft sits among the 400 Largo actives

111
86
76 · this home
45
44
38
$113–166$166–219$219–272$272–325$325–379$379+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Yellow Bank Grove

Drive times from this address

Downtown Tampa37 min
Tampa Int’l Airport (TPA)37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

Yellow Bank Grove — neighborhood snapshot

Population

398

Median age

61

Median income

$59,788

Median home value

$191,092

Avg household

2

Households w/ children

13%

For the school run

Pinellas County School District

ElementaryAnona Elementary School★★★★
MiddleSeminole Middle School★★★★★
HighLargo High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$340K$326K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

217 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 266% above the LARGO 33774 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $760,000 $80K
Apr 3, 2026Listed at $839,900 · 170 days on market since
1954Built · YELLOW BANKS GROVE

Reality check

What actually sold near 12080 143RD STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12240 143RD STREETSold · Jun ’26

$650,000

12240 143RD STREET · same community

3 bd · 3 ba · 1,632 sqft · $398/sqft · 0 DOM

12156 144TH STREETSold · Feb ’26

$372,000

12156 144TH STREET · same community

2 bd · 2 ba · 1,172 sqft · $317/sqft · 0 DOM

9956 131ST STREETSold · Aug ’26

$750,000

9956 131ST STREET

4 bd · 2.5 ba · 2,716 sqft · $276/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Lewis

Your agent

Shawn Lewis

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 12080 143RD STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12080 143RD STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12080 143RD STREET FAQs

What would the monthly payment be for 12080 143RD STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,636/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12080 143RD STREET?+

The most recent tax bill on record (2025) was $13,075. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12080 143RD STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $760,000, this home is listed about 162% above the Largo median of $290,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12080 143RD STREET?+

Anona Elementary School (elementary), Seminole Middle School (middle), Largo High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$760,000 runs 266% above the LARGO 33774 median — but at 2,876 sqft it's also nearly twice the size of the typical Largo listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

170 days on market against a Largo median of 54 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Anona Elementary School, Seminole Middle School, Largo High School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $839,900, now $760,000 — a $80K cut. The full history is in the market section below.

Listing courtesy of ENGEL & VOLKERS TAMPA DOWNTOWN · Virginia Torres Bond. MLS #TB8485420.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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