713 CAYA COSTA COURT NE, ST PETERSBURG, FL, 33702
Active140 days on marketListed Apr 3, 2026MLS #TB8486292
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Upcoming open house
Sat, Aug 22
11:00 AM – 1:00 PM
About this home
713 CAYA COSTA COURT NE
Welcome to the gated waterfront community of Caya Costa—one of St. Petersburg’s best-kept secrets! Nestled along Riviera Bay, this highly sought after neighborhood offers a rare blend of privacy, natural beauty, and resort-style amenities, all just minutes from downtown St. Pete. This beautifully maintained 3 BEDROOM, 2.5 BATH TOWNHOME features a DEEP 1-CAR GARAGE and a versatile layout designed for both comfort and functionality. Inside, you’ll find WOOD FLOORING, a cozy FIREPLACE, and a flexible DOWNSTAIRS BEDROOM—perfect for guests, a home office, or multi-generational living. Enjoy the Florida lifestyle with TWO SCREENED-IN PORCHES—one off the PRIMARY SUITE for peaceful morning coffee ? and another downstairs overlooking your own private GREEN SPACE, creating the perfect setting for relaxing or entertaining. Plus, this home is located JUST STEPS TO THE COMMUNITY POOL, making it incredibly convenient to enjoy resort-style living right outside your door. Caya Costa residents enjoy an impressive list of amenities, including a COMMUNITY POOL, TENNIS COURTS, and PICKLEBALL, along with BOAT STORAGE and a PRIVATE BOAT RAMP for easy access to Tampa Bay—ideal for boating, kayaking, and paddleboarding enthusiasts. Additional highlights include PLENTY OF GUEST PARKING, lush landscaping, and the peace of mind of a 24-HOUR GUARD-GATED COMMUNITY. With its prime location close to downtown St. Petersburg, waterfront parks, shopping, and dining, this townhome offers the perfect combination of LOW-MAINTENANCE LIVING, AMENITY-RICH LIFESTYLE, and COASTAL CONVENIENCE.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,796
Sqft
0.12 ac
Lot size
1
Garage
1987
Year built
Two
Levels
$264
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,550 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,550/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9%
$/sqft vs St Petersburg actives
$264 vs $343
Days on market
140 vs 57 typical
Where $264/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riviera Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Riviera Bay — neighborhood snapshot
Population
3,650
Median age
49
Median income
$114,177
Median home value
$430,807
Avg household
2
Households w/ children
376
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
234 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 116% above the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 713 CAYA COSTA COURT NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$588,000
5700 HARDING BOULEVARD NE
4 bd · 2 ba · 1,789 sqft · $329/sqft · 4 DOM
Sold · Oct ’25$440,000
5718 MAGNOLIA STREET N
3 bd · 2 ba · 1,733 sqft · $254/sqft · 97 DOM
Sold · Dec ’25$349,000
6016 18TH STREET NE
4 bd · 2 ba · 1,692 sqft · $206/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 713 CAYA COSTA COURT NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 713 CAYA COSTA COURT NE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
713 CAYA COSTA COURT NE FAQs
What would the monthly payment be for 713 CAYA COSTA COURT NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,550/mo — principal and interest, the actual property-tax bill, the $721/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 713 CAYA COSTA COURT NE?+
The association fee works out to $721 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 713 CAYA COSTA COURT NE?+
The most recent tax bill on record (2025) was $7,952. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 713 CAYA COSTA COURT NE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $475,000, this home is listed about 10% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 713 CAYA COSTA COURT NE?+
Shore Acres Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$475,000 runs 116% above the ST PETERSBURG 33702 median — but at 1,796 sqft it's also 35% larger than the typical St Petersburg listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $721/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
140 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Shore Acres Elementary School, Meadowlawn Middle School, Northeast High School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Denise Antonewitz. MLS #TB8486292.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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