4700 COVE CIRCLE UNIT 110, ST PETERSBURG, FL, 33708
Active152 days on marketListed Mar 16, 2026MLS #TB8486463
About this home
4700 COVE CIRCLE UNIT 110
Virtually Staged. Welcome to resort-style living in this beautifully renovated first-floor, 2 bedroom, 2 bath condo with CARPORT and 1 assigned parking space located in a desirable 55+ waterfront community. This stunning unit has been freshly renovated from floor to ceiling. The bright and open interior features quartz countertops, stainless steel appliances, fresh interior paint, updated lighting, and stylish finishes throughout. BRAND NEW HVAC and HOT WATER HEATER. The kitchen flows effortlessly into the living space, creating a perfect setting for everyday living and entertaining. The completely remodeled bathroom showcases new tile, a walk-in shower, new vanity, toilet, and modern fixtures, delivering a clean and contemporary feel. A rare and convenient feature, this unit also includes an inside washer and dryer hookup in the kitchen. If you are looking for quiet peaceful living this is the place! Spectacular active community here at SEA TOWERS: This waterfront community, 55+, offers fantastic amenities - two heated pools; tennis courts; pickleball; fishing piers; shuffleboard courts; a putting-green; and much more! Residents enjoy living in a well-maintained waterfront community with amenities and a prime location close to beaches, shopping, dining, and entertainment. Move-in ready and beautifully updated—don’t miss this opportunity to own a turnkey condo in one of Madeira Beaches most desirable 55+ communities. NOW IS THE TIME TO BUY! Call today to see this wonderful unit!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,055
Sqft
1969
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,406 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,406/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−42%
$/sqft vs St Petersburg actives
$161 vs $336
Days on market
152 vs 57 typical
Where $161/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
230 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4700 COVE CIRCLE UNIT 110
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$880,000
14600 GULF BOULEVARD UNIT 102
2 bd · 2 ba · 1,070 sqft · $822/sqft · 60 DOM
Sold · Oct ’25$530,000
14050 W PARSLEY DRIVE
3 bd · 2 ba · 1,094 sqft · $484/sqft · 169 DOM
Sold · May ’26$580,000
14900 GULF BOULEVARD UNIT 206
2 bd · 2 ba · 1,100 sqft · $527/sqft · 91 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4700 COVE CIRCLE UNIT 110 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4700 COVE CIRCLE UNIT 110 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4700 COVE CIRCLE UNIT 110 FAQs
What would the monthly payment be for 4700 COVE CIRCLE UNIT 110?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,406/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4700 COVE CIRCLE UNIT 110?+
The most recent tax bill on record (2025) was $2,050. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4700 COVE CIRCLE UNIT 110?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $169,900, this home is listed about 61% below the St Petersburg median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 4700 COVE CIRCLE UNIT 110?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ST PETERSBURG 33708 market on paper
$169,900 is 64% below the ST PETERSBURG 33708 median of $469,950, and at $161/sqft it sits under the St Petersburg average of $379.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
152 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $215,000, now $169,900 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Caroleanne Vorac. MLS #TB8486463.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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