5590 W MCDOWELL LANE, DUNNELLON, FL, 34433
Active148 days on marketListed Mar 13, 2026MLS #TB8486481
About this home
5590 W MCDOWELL LANE
Welcome to this country paradise on 2.64 Acres of high and dry Dunnellon land! There’s room to roam on this large parcel that has been mostly cleared of large trees and is complete with a 1982 Double Wide with a 2-Car Garage/Workshop and 3 storage sheds. Upon entering you will love the open floor plan, newer laminate flooring in the main living areas and newer windows. The interior laundry room offers a washer/dryer and extra storage. The primary master bedroom comes with an ensuite bathroom and a walk-in closet. Zoned as Rural Residential District (RURMH) you can only position one home on this property but could be approved for conditional use as stables, dog boarding/kennels etc. Unexpected extras include: HVAC 2025, Vinyl TPO Membrane Roof 2016, 120 ft well with pump, NEW Tie Downs, All New Plumbing, Wood Burning Fireplace, washer/dryer, septic. If you’re looking for a piece of Florida paradise that makes you feel like you’re miles away from everything, but still close enough for groceries, shopping, and dropping your boat in the Gulf, then this spot is for you!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,274
Sqft
2.64 ac
Lot size
2
Garage
1982
Year built
One
Levels
$157
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,544 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,544/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Dunnellon actives
$157 vs $183
Days on market
148 vs 39 typical
Where $157/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34433 — neighborhood snapshot
Population
8,218
Median age
45.8
Median income
$70,024
Median home value
$217,100
Avg household
2.63
Households w/ children
696
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
167 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 525% above the DUNNELLON 34433 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 5590 W MCDOWELL LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$207,000
6471 N KHYBER AVENUE
3 bd · 2 ba · 1,152 sqft · $180/sqft · 55 DOM
Sold · Mar ’26$252,500
6537 N TURQUOISE POINT
3 bd · 2 ba · 1,475 sqft · $171/sqft · 103 DOM
Sold · Apr ’26$250,000
6653 N ZIRCON POINT
3 bd · 2 ba · 1,475 sqft · $169/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 5590 W MCDOWELL LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5590 W MCDOWELL LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5590 W MCDOWELL LANE FAQs
What would the monthly payment be for 5590 W MCDOWELL LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,544/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5590 W MCDOWELL LANE?+
The most recent tax bill on record (2025) was $1,422. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5590 W MCDOWELL LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $199,900, this home is listed about 33% below the Dunnellon median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5590 W MCDOWELL LANE?+
Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$199,900 runs 525% above the DUNNELLON 34433 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
148 days on market against a Dunnellon median of 39 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $211,000, now $199,900 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BLAKE REAL ESTATE INC · Micaela Morenz, PA. MLS #TB8486481.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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