7123 SIESTA STREET, ZEPHYRHILLS, FL, 33541
Pending149 days on marketListed Mar 16, 2026MLS #TB8486795
About this home
7123 SIESTA STREET
Welcome to 7123 Siesta Street, tucked away on a quiet, private street in the desirable Spanish Trails West community. This well-maintained and furnished 2-bedroom, 2-bath home offers comfortable living. Inside, the kitchen and living room feature laminate flooring, while the bedrooms offer plush carpeting. The kitchen is equipped with stainless steel appliances, creating a clean, modern feel. Step outside to enjoy Florida living year-round with an enclosed lanai featuring accent lighting, perfect for relaxing evenings or entertaining guests. A covered patio and carport provide additional outdoor space and convenience. Important updates include a TPO roof replaced in 2023 and an A/C system installed in 2017. Residents of Spanish Trails West enjoy a variety of community amenities including a clubhouse, swimming pool, horseshoes, enclosed shuffleboard courts, tennis and pickleball courts, a fenced dog run, and RV/trailer parking, all available for residents and their guests. The HOA fee includes trash service, internet, cable, and use of community amenities, making for easy and affordable living. Come experience the relaxed lifestyle and welcoming atmosphere that make Spanish Trails West such a popular place to call home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
972
Sqft
0.1 ac
Lot size
1990
Year built
One
Levels
$139
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,233 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,233/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.2%
Days on market
149 vs 51 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33541 — neighborhood snapshot
Population
23,913
Median age
57.8
Median income
$55,556
Median home value
$111,300
Avg household
2.21
Households w/ children
1,812
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $341K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% below the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7123 SIESTA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7123 SIESTA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7123 SIESTA STREET FAQs
What would the monthly payment be for 7123 SIESTA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,233/mo — principal and interest, the actual property-tax bill, the $142/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7123 SIESTA STREET?+
The association fee works out to $142 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7123 SIESTA STREET?+
The most recent tax bill on record (2025) was $916. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7123 SIESTA STREET?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $135,000, this home is listed about 58% below the Zephyrhills median of $324,495. The market section on this page shows how the area is trending.
Which schools are assigned to 7123 SIESTA STREET?+
Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ZEPHYRHILLS 33541 market on paper
$135,000 is 59% below the ZEPHYRHILLS 33541 median of $327,000, and at $139/sqft it sits under the Zephyrhills average of $179.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
149 days on market against a Zephyrhills median of 51 — sellers in this position are usually ready to negotiate.
Listing courtesy of TOOLBOX SISTERS REALTY LLC · Allison Vaughn. MLS #TB8486795.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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