400 CENTRAL AVENUE UNIT 2906, ST PETERSBURG, FL, 33701
Pending153 days on marketListed Mar 15, 2026MLS #TB8486884
About this home
400 CENTRAL AVENUE UNIT 2906
Live above it all at 400 Central, downtown St. Petersburg’s newest and most iconic luxury tower. This spectacular high-rise residence offers 3 bedrooms and 3 baths with sweeping views of Tampa Bay and the vibrant city skyline below. Designed for modern luxury living, the residence features expansive open living spaces, floor-to-ceiling glass, and refined contemporary finishes throughout. The chef’s kitchen is appointed with premium appliances, elegant cabinetry, and an oversized island ideal for entertaining, while the spacious living and dining areas frame breathtaking water views. Positioned in the heart of downtown St. Petersburg, residents enjoy an energetic, walkable lifestyle just steps from waterfront parks, award-winning restaurants, cultural venues, galleries, and marinas. At 400 Central, luxury extends far beyond the residence with exceptional resort-style amenities and a level of sophistication rarely available in the Tampa Bay market. This is downtown luxury living at its finest—high above the city, with Tampa Bay as your backdrop.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,948
Sqft
2.22 ac
Lot size
2
Garage
2026
Year built
One
Levels
$4
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$220 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$220/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$4 vs $318
Days on market
153 vs 57 typical
Where $4/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33701 — neighborhood snapshot
Population
18,485
Median age
46.3
Median income
$69,098
Median home value
$590,900
Avg household
1.65
Households w/ children
934
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
194 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 CENTRAL AVENUE UNIT 2906
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,425,000
1909 BEACH DRIVE SE
2 bd · 3 ba · 1,940 sqft · $735/sqft · 6 DOM
Sold · Sep ’25$240,000
341 20TH AVENUE S
3 bd · 2 ba · 1,932 sqft · $124/sqft · 101 DOM
Sold · Aug ’25$370,000
1515 14TH STREET S
4 bd · 2.5 ba · 1,920 sqft · $193/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 400 CENTRAL AVENUE UNIT 2906 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 CENTRAL AVENUE UNIT 2906 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
400 CENTRAL AVENUE UNIT 2906 FAQs
What would the monthly payment be for 400 CENTRAL AVENUE UNIT 2906?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $220/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 400 CENTRAL AVENUE UNIT 2906?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $8,250, this home is listed about 98% below the St Petersburg median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 400 CENTRAL AVENUE UNIT 2906?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33701 market on paper
$8,250 is 99% below the ST PETERSBURG 33701 median of $762,000, and at $4/sqft it sits under the St Petersburg average of $379.
02City & Water views
The city and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
153 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $10,900, now $8,250 — a $3K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Paul Simon. MLS #TB8486884.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Petersburg homes, in your inbox
Like 400 CENTRAL AVENUE UNIT 2906 but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Anthony to ping you on any price or status change →