972 CEDARWOOD AVENUE, DUNEDIN, FL, 34698
Active174 days on marketListed Mar 31, 2026MLS #TB8487041
About this home
972 CEDARWOOD AVENUE
PROBATE FINALLY OVER READY FOR QUICK CLOSE! PRICE REDUCED TO REFLECT CURRENT MARKET! WATER HAS BEEN PLACED ON DORMANT STATUS AND WILL ONLY BE TURNED ON FOR INSPECTION. ONLY SERIOUS OFFERS IN WRITING WILL BE CONSIDRED AND YOU MUST HAVE SEEN HOME. INVESTORS/FLIPPERS OR COME MAKE YOUR DREAM HOME, A VERY RARE AND UNIQUE PROPERTY ON LARGE CORNER LOT, 2 BEDROOM 1 BATH WITH CARPORT, FENCED BACK AND SIDE YARD TO PARK YOUR BOAT OR TRAILER, INSIDE LAUNDRY/STORAGE ROOM, GAS WATER HEATER, ROOF REDONE IN 2016, CLOSE TO ALL THE FUN OF DOWNTOWN DUNEDIN AND NOW EVEN DUNEDIN PLAYGROUND, THE RESTORATIVE, AROUND THE CORNER FROM DUNEDIN LANES, YOU NAME IT THIS IS IT. BRING YOUR GOLF CART AND ENJOY THE DUNEDIN LIFESTYLE THAT SO MANY ARE WAITING FOR!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
744
Sqft
0.14 ac
Lot size
1963
Year built
One
Levels
$282
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,740 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,740/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−39.7%
$/sqft vs Dunedin actives
$282 vs $309
Days on market
174 vs 53 typical
Where $282/sqft sits among the 236 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$455K → $443K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
133 of 236
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 972 CEDARWOOD AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$275,000
985 CEDARWOOD AVENUE · same community
3 bd · 1 ba · 912 sqft · $302/sqft · 8 DOM
Sold · Aug ’26$295,000
997 CEDARWOOD AVENUE · same community
2 bd · 1 ba · 959 sqft · $308/sqft · 51 DOM
Sold · May ’26$215,000
953 CEDARWOOD AVENUE · same community
3 bd · 1 ba · 1,124 sqft · $191/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 972 CEDARWOOD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 972 CEDARWOOD AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
972 CEDARWOOD AVENUE FAQs
What would the monthly payment be for 972 CEDARWOOD AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,740/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 972 CEDARWOOD AVENUE?+
The most recent tax bill on record (2025) was $3,010. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunedin?+
At $210,000, this home is listed about 47% below the Dunedin median of $400,000. The market section on this page shows how the area is trending.
Which schools are assigned to 972 CEDARWOOD AVENUE?+
Dunedin Highland Middle School (middle), San Jose Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the DUNEDIN 34698 market on paper
$210,000 is 40% below the DUNEDIN 34698 median of $352,450, and at $282/sqft it sits under the Dunedin average of $333.
02Time on market is leverage
174 days on market against a Dunedin median of 53 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Dunedin Highland Middle School, San Jose Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $225,000, now $210,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ECKERT REALTY & PROPERTY MGMT · Karen Hutson. MLS #TB8487041.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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