6105 MERRIFIELD DRIVE, ZEPHYRHILLS, FL, 33541
Active145 days on marketListed Mar 17, 2026MLS #TB8487246
About this home
6105 MERRIFIELD DRIVE
One or more photo(s) has been virtually staged. Welcome to this beautiful 4-bedroom, 2.5-bath home located in the desirable Ten Oaks community in Zephyrhills. Built in 2014, this spacious home offers over 2,700 square feet of thoughtfully designed living space that combines comfort, style, and functionality. Low HOA and NO CDD. Step inside to an open and inviting floor plan perfect for both everyday living and entertaining. The expansive living and dining areas flow seamlessly into the kitchen, which features abundant cabinet space and plenty of room for gathering with family and friends. Large windows fill the home with natural light, creating a bright and welcoming atmosphere throughout.This Gorgeous home got a new roof in 2025 with a new gutters installed. Seller is reasonably motivated. Upstairs, you’ll find four generously sized bedrooms, including a private primary suite with ample space to unwind after a long day. The additional bedrooms provide flexibility for family, guests, or a home office. With 2.5 bathrooms and plenty of living space, this home offers the perfect layout for growing households. Outside, enjoy a spacious backyard with room for outdoor entertaining, play, or relaxing in the Florida sunshine. Located just minutes from shopping, dining, schools, and major roadways, this home offers the perfect balance of convenience and neighborhood charm in the heart of Zephyrhills. Homes with this much space and value do not come along often—schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,701
Sqft
0.14 ac
Lot size
2
Garage
2014
Year built
Two
Levels
$147
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,090 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,090/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.7%
$/sqft vs Zephyrhills actives
$147 vs $176
Days on market
145 vs 49 typical
Where $147/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ten Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Ten Oaks — neighborhood snapshot
Population
1,940
Median age
39
Median income
$70,625
Median home value
$316,400
Avg household
3
Households w/ children
214
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $340K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
188 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 6105 MERRIFIELD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$390,000
34834 REDDING LANE · same community
4 bd · 2.5 ba · 2,570 sqft · $152/sqft · 67 DOM
Sold · Oct ’25$339,000
6216 EVANSBROOK DRIVE · same community
3 bd · 2 ba · 1,994 sqft · $170/sqft · 107 DOM
Sold · Oct ’25$289,000
6133 EVANSBROOK DRIVE · same community
3 bd · 2 ba · 1,250 sqft · $231/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6105 MERRIFIELD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6105 MERRIFIELD DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6105 MERRIFIELD DRIVE FAQs
What would the monthly payment be for 6105 MERRIFIELD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,090/mo — principal and interest, the actual property-tax bill, the $63/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6105 MERRIFIELD DRIVE?+
The association fee works out to $63 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6105 MERRIFIELD DRIVE?+
The most recent tax bill on record (2025) was $4,332. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6105 MERRIFIELD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $396,000, this home is listed about 24% above the Zephyrhills median of $320,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6105 MERRIFIELD DRIVE?+
New River Elementary School (elementary), Zephyrhills High School (high), Raymond B. Stewart Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$396,000 runs 21% above the ZEPHYRHILLS 33541 median — but at 2,701 sqft it's also 65% larger than the typical Zephyrhills listing.
02Time on market is leverage
145 days on market against a Zephyrhills median of 49 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $410,000, now $396,000 — a $14K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY · Lisa Grabenhorst Rees. MLS #TB8487246.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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