CENTURY 21 Edge
$475,000$499,9993 bd2 ba1,248 sqft$381 /sqft$3,296 /mo all-in ↓

17828 NE 21ST STREET, GAINESVILLE, FL, 32609

Active146 days on marketListed Mar 17, 2026MLS #TB8487344

Reduced $25KManufactured HomeN/A

About this home

17828 NE 21ST STREET

Peaceful Country Living on 8+ Acres – No HOA! Only a mile or two away from the Gainesville Raceway. Developing area in Gainesville, Florida. Set on over 8 beautiful acres of land with no HOA restrictions. Whether you're dreaming of building, farming, or simply enjoying wide-open space and privacy, this property offers endless possibilities. The land is the true highlight—surrounded by scenic farms and natural landscapes that capture the charm of North Florida’s countryside. Outdoor enthusiasts will love being just a short drive from Turkey Creek Golf Course and the breathtaking trails and wildlife of San Felasco Hammock Preserve State Park. The property is also conveniently located near the historic town of Waldo, known for its small-town charm and local character. The property currently includes a mobile home with running water and electric already in place, providing a functional starting point for living on the land while you plan future improvements or development. Enjoy peaceful rural living while still being within reach of city amenities—Gainesville offers shopping, dining, and entertainment, and the vibrant attractions of Orlando are only about a two-hour drive away. If you’re looking for acreage, privacy, and the flexibility to make the land your own, this Gainesville property is a rare opportunity. Highlights include: Over 8 acres of land - No HOA- Mobile home with water and electric- Surrounded by parks, farms, and natural beauty- Short drive to Gainesville Raceway. Turkey Creek Golf Course and San Felasco Hammock Preserve State Park- Near the historic town of Waldo and Approximately 2 hours to Orlando! Bring your vision and make this expansive property your own slice of Florida countryside

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,248

Sqft

8.61 ac

Lot size

1982

Year built

One

Levels

$381

Per sqft

FireplacePets allowed

Inside

FlooringCarpet · Linoleum · Vinyl
AppliancesRange · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo
LaundryOther
CoolingCentral Air · Wall/Window Unit(s)
HeatingCentral

Outside & construction

RoofOther
ConstructionVinyl Siding
FoundationCrawlspace
FacesEast
ParkingBoat · Open · Oversized
ExteriorLighting · Private Entrance · Private Mailbox

Community & fees

Taxes (2025)$1,553/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available · Phone Available · Sewer Available · Water Available
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,296 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property tax — 2025 actual bill$129
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,625
Interest rate6.00%
Loan term

Estimated payment

$3,296/mo

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property taxes (actual bill)$129
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $475K
$106KedgeAI estimate $222,397 · range $110K$321K$494K

vs edgeAI estimate

+113.6%

$/sqft vs N/A

$381 vs $284

Days on market

146 vs 44 typical

Where $381/sqft sits among the 237 homes for sale in N/A

104
75 · this home
23
14
3
18
$134–268$268–403$403–537$537–672$672–806$806+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gainesville

Map of 17828 NE 21ST STREET

Get to know Gainesville. See the full Gainesville guide →

GAINESVILLE 32609 — neighborhood snapshot

Population

19,694

Median age

35.9

Median income

$48,121

Median home value

$174,500

Avg household

2.31

Households w/ children

1,692

For the school run

Alachua County School District

HighGainesville High School★★★★★
ElementaryStephen Foster Elementary School★★★★
MiddleWestwood Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$294K$323K

Gainesville median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

106 of 237

N/A have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 126% above the GAINESVILLE 32609 median. See the full Gainesville market guide →

Paper trail

This home's history

CurrentPrice reduced to $475,000 $25K
Mar 17, 2026Listed at $499,999 · 146 days on market since
1982Built · N/A

Reality check

What actually sold near 17828 NE 21ST STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9559 SE 177TH COURTSold · Dec ’25

$900,000

9559 SE 177TH COURT · same community

2 bd · 2 ba · 1,344 sqft · $670/sqft · 10 DOM

#12 SENDEROS DEL VALLESold · Dec ’25

$161,000

#12 SENDEROS DEL VALLE · same community

3 bd · 2 ba · 1,114 sqft · $145/sqft · 131 DOM

206 WINSLOW AVENUESold · Dec ’25

$208,000

206 WINSLOW AVENUE · same community

3 bd · 1 ba · 1,066 sqft · $195/sqft · 134 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 17828 NE 21ST STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17828 NE 21ST STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

17828 NE 21ST STREET FAQs

What would the monthly payment be for 17828 NE 21ST STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,296/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 17828 NE 21ST STREET?+

The most recent tax bill on record (2025) was $1,553. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 17828 NE 21ST STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gainesville?+

At $475,000, this home is listed about 60% above the Gainesville median of $296,000. The market section on this page shows how the area is trending.

Which schools are assigned to 17828 NE 21ST STREET?+

Gainesville High School (high), Stephen Foster Elementary School (elementary), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$475,000 runs 126% above the GAINESVILLE 32609 median.

02Time on market is leverage

146 days on market against a Gainesville median of 44 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $499,999, now $475,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Joseph Flores. MLS #TB8487344.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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