CENTURY 21 Edge
$444,000$465,0004 bd1,846 sqft$241 /sqft$3,407 /mo all-in ↓

914 LAKE PALMS DRIVE, LARGO, FL, 33771

Active129 days on marketListed Mar 30, 2026MLS #TB8487678

Reduced $21KDuplexWHITEGATES SUB

About this home

914 LAKE PALMS DRIVE

Virtually Staged. Opportunity knocks with this well-maintained duplex offering two 2-bedroom, 1-bath units—perfect for investors or owner-occupants looking to offset their mortgage. Each unit features its own private entrance, separate electrical and plumbing meters, and washer & dryer hookups for added convenience. Major updates have already been taken care of, including a roof replacement in 2017 and an updated electrical panel in 2020, giving peace of mind for years to come. Both units also enjoy access to a spacious backyard—ideal for relaxing, entertaining, or adding future value. Whether you're expanding your portfolio or looking for a smart way to live in one unit and rent the other, this property offers flexibility, functionality, and solid potential. Buyers / investors who explore additional available properties may benefit from added value when purchasing more than one. TB8487678, TB8324881, TB8487667. Seller is willing to work out a deal for all 3 or 2 of these duplexes.

Facts & features

The home at a glance

4

Bedrooms

1,846

Sqft

0.19 ac

Lot size

1973

Year built

One

Levels

$241

Per sqft

Pets allowed

Inside

FlooringOther · Tile
AppliancesRange · Refrigerator
InteriorCeiling Fan(s)
LaundryLaundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther · Shingle
ConstructionBlock · Other
FoundationSlab
ParkingParking Pad
ExteriorOther

Community & fees

Taxes (2025)$5,238/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,407 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,614
FHA mortgage insurance (est.)$196
Property tax — 2025 actual bill$437
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,540Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,540
Interest rate6.00%
Loan term

Estimated payment

$3,407/mo

Principal & interest$2,614
FHA mortgage insurance (est.)$196
Property taxes (actual bill)$437
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Largo actives

$241 vs $238

Days on market

129 vs 52 typical

Where $241/sqft sits among the 400 Largo actives

103
79
71 · this home
63
52
32
$107–165$165–222$222–280$280–337$337–395$395+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Largo

Map of 914 LAKE PALMS DRIVE

Drive times from this address

Downtown Tampa30 min
Tampa Int’l Airport (TPA)30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

LARGO 33771 — neighborhood snapshot

Population

27,908

Median age

51.8

Median income

$60,139

Median home value

$145,600

Avg household

2.05

Households w/ children

2,059

For the school run

Pinellas County School District

MiddleLargo Middle School★★★★★
ElementarySouthern Oak Elementary School★★★★
HighLargo High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$340K$319K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

211 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 106% above the LARGO 33771 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $444,000 $21K
Mar 30, 2026Listed at $465,000 · 129 days on market since
1973Built · WHITEGATES SUB

Reality check

What actually sold near 914 LAKE PALMS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9466 127TH AVENUESold · Jan ’26

$539,000

9466 127TH AVENUE

3 bd · 2 ba · 1,850 sqft · $291/sqft · 11 DOM

3891 14TH AVENUE SESold · Mar ’26

$539,900

3891 14TH AVENUE SE

4 bd · 2 ba · 1,862 sqft · $290/sqft · 0 DOM

2306 CHERYL ROADSold · Jan ’26

$440,000

2306 CHERYL ROAD

3 bd · 2 ba · 1,870 sqft · $235/sqft · 159 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 914 LAKE PALMS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 914 LAKE PALMS DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

914 LAKE PALMS DRIVE FAQs

What would the monthly payment be for 914 LAKE PALMS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,407/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 914 LAKE PALMS DRIVE?+

The most recent tax bill on record (2025) was $5,238. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 914 LAKE PALMS DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $444,000, this home is listed about 48% above the Largo median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 914 LAKE PALMS DRIVE?+

Largo Middle School (middle), Southern Oak Elementary School (elementary), Largo High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$444,000 runs 106% above the LARGO 33771 median — but at 1,846 sqft it's also 50% larger than the typical Largo listing.

02Time on market is leverage

129 days on market against a Largo median of 52 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Largo Middle School, Southern Oak Elementary School, Largo High School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $465,000, now $444,000 — a $21K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 RE CHAMPIONS · Kathryn Larkin. MLS #TB8487678.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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