2210 UTOPIAN DRIVE E UNIT 203, CLEARWATER, FL, 33763
Active125 days on marketListed Mar 20, 2026MLS #TB8488091
About this home
2210 UTOPIAN DRIVE E UNIT 203
WELCOME TO PARADISE RESERVE! The epitome of living at On Top of The World! A GATED 55+ resort like community. This unit is nestled within the newest and most desirable gated area. Offering a rare opportunity to own a unit close to the elevator, in this coveted enclave. This turn-key 3 bedroom, 2 bath residence is immaculate and has been impeccably maintained. Step into this rare floorplan with panoramic views from kitchen, dining room and primary bedroom! The only unit with open views of Lake Arbor. As you walk into the foyer, you will love the abundance of natural light streaming thru the open bright home. The split floor plan has a second bedroom and bath separate from other bedrooms. Primary bedroom has an oversized walk-in closet and updated ensuite bath. The third bedroom accessed through double doors, offers versatility to suit your lifestyle. Whether utilized as a bedroom, den, craft room or guest accommodation, this space is enhanced by built in shelving, a hidden closet and tray ceilings. Highlights include beautiful double hung windows, NEW luxury vinyl flooring, updated stone surfaces in kitchen and baths, NEW washer/dryer, HVAC 2021. Enjoy the convenience of an INSIDE LAUNDRY ROOM complete with new full-size washer and dryer as well as an assigned parking spot and use of a storage room for owners, plenty of room to store your beach chairs! Say good-bye to worries about roof and exterior upkeep as they are included in your dues as well as water, sewer, trash services, high speed internet and cable. Also enjoy exclusive access to a host of recreational facilities including a serene lake with fishing pier. Take advantage of two activity centers offering a plethora of amenities and programs to suit every interest. Tee off at not one, but two meticulously maintained golf courses. Included at the community, a fenced dog park for your furry friends. Stay active and healthy with fitness classes, a cardio gym and hobby studios. There is also a vibrant social scene with dancing, cards, billiards and regular entertainment. Let's not forget tennis courts, shuffleboard and pickleball...the list goes on. Don't miss your chance to indulge in living at Paradise Reserve. Whether you are seeking a serene retreat of space for entertaining, this meticulously maintained home offers the perfect blend of style, comfort and convenience. Close to beaches, shopping, restaurants, hospitals and TIA. Hurry and schedule a showing today! Did I mention, all furnishings included...MOVE in today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,397
Sqft
1997
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,384 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,384/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.6%
Days on market
125 vs 47 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33763 — neighborhood snapshot
Population
21,278
Median age
53.8
Median income
$53,552
Median home value
$215,900
Avg household
2.12
Households w/ children
1,898
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the CLEARWATER 33763 median. See the full Clearwater market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lyra Rae
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 2210 UTOPIAN DRIVE E UNIT 203 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2210 UTOPIAN DRIVE E UNIT 203 — before you fall in love.
See it in person
Schedule a tour
Live availability from Lyra's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2210 UTOPIAN DRIVE E UNIT 203 FAQs
What would the monthly payment be for 2210 UTOPIAN DRIVE E UNIT 203?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,384/mo — principal and interest, the actual property-tax bill, the $548/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2210 UTOPIAN DRIVE E UNIT 203?+
The association fee works out to $548 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2210 UTOPIAN DRIVE E UNIT 203?+
The most recent tax bill on record (2025) was $3,030. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2210 UTOPIAN DRIVE E UNIT 203?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $224,900, this home is listed about 18% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2210 UTOPIAN DRIVE E UNIT 203?+
Dunedin High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$224,900 runs 41% above the CLEARWATER 33763 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Know the monthly fee
The association fee is $548/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
125 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Dunedin High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of COLDWELL BANKER REALTY · Karen Smith. MLS #TB8488091.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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