3207 NAUTICAL PLACE S, ST PETERSBURG, FL, 33712
Active140 days on marketListed Mar 27, 2026MLS #TB8488519
About this home
3207 NAUTICAL PLACE S
Exceptional Value, Meticulously Maintained. Coastal luxury meets effortless living in this beautifully appointed townhome located in The Cove at Loggerhead Marina — an exclusive gated waterfront community inspired by Key West charm. Perfect for boaters and nature lovers alike, this community is uniquely situated within the grounds of Loggerhead Marina, with convenient access to its full-service marina and open waterways including Tampa Bay, Boca Ciega Bay, and the Gulf. Ideally positioned overlooking a landscaped community greenspace, the home enjoys a pleasant, open view that adds to the relaxed coastal setting. This three-story townhome with a private elevator offers 4 bedrooms, 2.5 baths, with the fourth bedroom offering the flexibility to serve as a home office, den, or guest space. The main living level features an open-concept design with volume ceilings, crown molding throughout, and abundant natural light. The kitchen is beautifully updated with 42" cabinets (refinished in 2026), quartz countertops, pantry, and new stainless steel appliances (2025). Enjoy the screened porch just off the main living area — perfect for morning coffee, relaxing evenings, or entertaining while enjoying views of the landscaped community grounds. Upstairs, the spacious primary suite includes a sitting area overlooking the greenspace, a walk-in closet, and an en-suite bath with dual sinks, a seamless walk-in shower, and private water closet. Two additional bedrooms, a full guest bath, and a laundry room complete the upper level. The oversized tandem two-car garage provides generous storage and features a new epoxy-coated floor (2026) — ideal for beach gear, bikes, and more. Just outside, the extended patio creates a wonderful outdoor space for entertaining or relaxing. Notably, this property experienced no flooding during Hurricanes Helene and Milton, offering added peace of mind. Additional updates include new carpet (2025) and a newer hot water heater (2024).Residents of The Cove enjoy resort-style amenities including a waterfront pool, Tiki hut with cable TV and power, the Captain’s Lounge for social gatherings, walking paths, and community-wide mosquito control included in the HOA dues, along with many other covered services and utilities. Just outside the gates, miles of biking and walking trails connect throughout St. Petersburg and Pinellas County. Unbeatable location: only 8 minutes to downtown St. Petersburg, 10 minutes to world-renowned St. Pete Beach, and 25 minutes to Tampa via nearby I-275.Live where refinement meets nature — at The Cove at Loggerhead Marina.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,934
Sqft
0.02 ac
Lot size
2
Garage
2016
Year built
Two
Levels
$289
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,838 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,838/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.3%
$/sqft vs St Petersburg actives
$289 vs $340
Days on market
140 vs 58 typical
Where $289/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Greater Pinellas Point
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Greater Pinellas Point — neighborhood snapshot
Population
17,370
Median age
45
Median income
$64,146
Median home value
$299,751
Avg household
2
Households w/ children
1,896
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
230 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% above the ST PETERSBURG 33712 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3207 NAUTICAL PLACE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$630,000
6024 ANCHORAGE WAY S · same community
3 bd · 3 ba · 1,934 sqft · $326/sqft · 52 DOM
Sold · Dec ’25$735,000
6024 MOORINGS DRIVE S · same community
3 bd · 2.5 ba · 1,934 sqft · $380/sqft · 4 DOM
Sold · Oct ’25$857,000
2663 70TH AVENUE S
4 bd · 2 ba · 1,940 sqft · $442/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3207 NAUTICAL PLACE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3207 NAUTICAL PLACE S — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3207 NAUTICAL PLACE S FAQs
What would the monthly payment be for 3207 NAUTICAL PLACE S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,838/mo — principal and interest, the actual property-tax bill, the $629/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3207 NAUTICAL PLACE S?+
The association fee works out to $629 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3207 NAUTICAL PLACE S?+
The most recent tax bill on record (2025) was $6,131. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3207 NAUTICAL PLACE S?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $559,000, this home is listed about 29% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3207 NAUTICAL PLACE S?+
Maximo Elementary School (elementary), Bay Point Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$559,000 runs 67% above the ST PETERSBURG 33712 median — but at 1,934 sqft it's also 44% larger than the typical St Petersburg listing.
02Know the monthly fee
The association fee is $629/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
140 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $599,000, now $559,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Paula Jones. MLS #TB8488519.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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