5643 WHITE IBIS LANE, LAND O LAKES, FL, 34638
Pending146 days on marketListed Mar 21, 2026MLS #TB8488855
About this home
5643 WHITE IBIS LANE
This home is for true lake lovers. With just shy of 190' of frontage on spring-fed Lake Thomas, you can enjoy boating or water skiing during the day and soak in breathtaking sunsets in the evening. The west-facing private dock includes shaded seating, a boat lift, and a dual jet ski lift. Tucked into the back of a gated community, the Preserve at Lake Thomas, this remarkable home offers the perfect blend of privacy and natural beauty. Arriving at the home, you're greeted by a grand circular driveway in front and a side-entry three-car garage. The double-door entryway opens into a bright, open dining and living room area, where patio doors frame a stunning view of the lake beyond and gorgeous sunsets. To the right is a spacious office with floor-to-ceiling built-in bookshelves, a full pool bath, and the primary suite. From the primary bedroom, you'll wake up to stunning views of the pool and lake. The primary bathroom includes lots of natural light, expansive counter space, a jetted tub, and an oversized shower. To the left of the entryway is the open kitchen with a center island, breakfast space with frameless windows overlooking the pool, the family room, three bedrooms, and stairs to the open loft with a wet bar. The family room has views of the lake, a fireplace, a built-in TV console, and sliding patio doors to the pool. At the back of the house is a generously sized bedroom, again framing gorgeous scenery of the lake, and a full bathroom. This area has a pocket slider and would serve wonderfully as an in-law suite. The other two bedrooms share a Jack and Jill bathroom, and both have walk-in closets and a bay window. Just off the kitchen, the spacious laundry room has a large closet, generous cabinet storage, and ample counter space. Upstairs, the large loft overlooking the family room includes a wet bar and even more lake views to enjoy. Outside, owners will take in the expansive screened pool area with a spillover heated spa and shaded areas for relaxing throughout the day. The grounds have been well thought out with a walking path to a seating area to soak up the sunsets and a sandy beach. This home encompasses two lots to enjoy the best scenery and privacy on this 165-acre ski lake. The home could use some updates to match your taste, but it is not required in order to move in.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
5,359
Sqft
1.26 ac
Lot size
3
Garage
1997
Year built
Two
Levels
$280
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$11,190 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,190/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 319% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5643 WHITE IBIS LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5643 WHITE IBIS LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5643 WHITE IBIS LANE FAQs
What would the monthly payment be for 5643 WHITE IBIS LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,190/mo — principal and interest, the actual property-tax bill, the $280/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5643 WHITE IBIS LANE?+
The association fee works out to $280 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5643 WHITE IBIS LANE?+
The most recent tax bill on record (2025) was $25,125. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5643 WHITE IBIS LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $1,500,000, this home is listed about 258% above the Land O Lakes median of $419,450. The market section on this page shows how the area is trending.
Which schools are assigned to 5643 WHITE IBIS LANE?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,500,000 runs 319% above the LAND O LAKES 34638 median — but at 5,359 sqft it's also nearly 3 times the size of the typical Land O Lakes listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
146 days on market against a Land O Lakes median of 44 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of FUTURE HOME REALTY INC · Lyndie House. MLS #TB8488855.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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