CENTURY 21 Edge
$834,999$839,9005 bd4 ba3,546 sqft$235 /sqft$5,788 /mo all-in ↓

4593 SHORELEAF LOOP, VALRICO, FL, 33596

Active115 days on marketListed Mar 27, 2026MLS #TB8489231

Reduced $5KSingle Family ResidenceNORTHWOOD ESTATES

About this home

4593 SHORELEAF LOOP

Welcome to 4593 Shoreleaf Loop, an exceptional Homes by WestBay Verona floor plan located in the intimate Northwood Estates community of Valrico. Situated on a desirable corner lot, this thoughtfully designed home offers 5 bedrooms, 4 bathrooms, a private office, and an expansive upstairs bonus loft, perfectly blending luxury finishes with everyday functionality. From the moment you step inside, designer details set the tone. Luxury vinyl plank flooring, Sonoma Linen cabinetry, and Calacatta Novello quartz countertops complement the open and inviting layout, while elegant finishes throughout create a space that feels both elevated and comfortable. The heart of the home features a spacious kitchen with gas cooktop, abundant cabinetry, and a seamless connection to the main living area where a custom wall feature with electric fireplace creates a cozy focal point for gathering and entertaining. The flexible floor plan includes a downstairs guest bedroom and full bath, ideal for visitors or multigenerational living. Upstairs, two secondary bedrooms share a convenient Jack-and-Jill bathroom, while the expansive bonus loft provides the perfect flex space for a media room, play area, game nights, or home gym. The primary suite offers a peaceful retreat where space, comfort, and relaxation come together. Step outside to enjoy a fully fenced backyard and screened patio, offering both privacy and room to relax or entertain. Additional upgrades include tankless water heater, Tesla EV charger for two vehicles, water softener, Rachio smart irrigation system, epoxy garage floors, and built-in storage racks—because details matter. Located in Northwood Estates, a boutique community of just 35 premium homesites featuring 70’ wide lots, residents enjoy no CDD and a low monthly HOA, all within an established Valrico neighborhood. Elevated. Upgraded. Move-In Ready. Schedule Your Showing Today!

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,546

Sqft

0.2 ac

Lot size

3

Garage

2023

Year built

Two

Levels

$235

Per sqft

FireplacePets allowed

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouthwest
ParkingDriveway · Electric Vehicle Charging Station(s) · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$125/mo
Taxes (2025)$8,210/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,788 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,506
PMI (est., until 20% equity)$313
Property tax — 2025 actual bill$684
HOA fee — from the listing$125
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $83,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $83,500
Interest rate6.00%
Loan term

Estimated payment

$5,788/mo

Principal & interest$4,506
PMI (est., until 20% equity)$313
Property taxes (actual bill)$684
HOA / condo fee$125
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $835K
$654KedgeAI estimate $732,545 · range $681K$777K$868K

vs edgeAI estimate

+14%

$/sqft vs Valrico actives

$235 vs $218

Days on market

115 vs 34 typical

Where $235/sqft sits among the 194 Valrico actives

22
26
34
60
32 · this home
20
$142–165$165–188$188–211$211–233$233–256$256+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Valrico

Map of 4593 SHORELEAF LOOP

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)46 min

Get to know Valrico. See the full Valrico guide →

VALRICO 33596 — neighborhood snapshot

Population

28,152

Median age

45.9

Median income

$112,305

Median home value

$396,100

Avg household

2.8

Households w/ children

2,906

For the school run

Hillsborough County School District

MiddleMulrennan Middle School★★★★★
ElementaryNelson Elementary School★★★★★
HighDurant High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Valrico market

Seller’s marketLeans seller3.2 months of inventoryBuyer’s market

$445K$437K

Valrico median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

107 of 194

Valrico actives have cut their price

Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 77% above the VALRICO 33596 median. See the full Valrico market guide →

Paper trail

This home's history

CurrentPrice reduced to $834,999 $5K
Mar 27, 2026Listed at $839,900 · 115 days on market since
2023Built · NORTHWOOD ESTATES

Reality check

What actually sold near 4593 SHORELEAF LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2932 SWEETGUM WAY SSold · Apr ’26

$670,000

2932 SWEETGUM WAY S · same community

3 bd · 2 ba · 1,916 sqft · $350/sqft · 19 DOM

4592 FOLEY GROVE DRIVESold · Jan ’26

$845,000

4592 FOLEY GROVE DRIVE

5 bd · 4 ba · 3,578 sqft · $236/sqft · 0 DOM

3620 CORDGRASS DRIVESold · Feb ’26

$695,000

3620 CORDGRASS DRIVE

5 bd · 4 ba · 3,482 sqft · $200/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4593 SHORELEAF LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4593 SHORELEAF LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4593 SHORELEAF LOOP FAQs

What would the monthly payment be for 4593 SHORELEAF LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,788/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4593 SHORELEAF LOOP?+

The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4593 SHORELEAF LOOP?+

The most recent tax bill on record (2025) was $8,210. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4593 SHORELEAF LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Valrico?+

At $834,999, this home is listed about 76% above the Valrico median of $474,950. The market section on this page shows how the area is trending.

Which schools are assigned to 4593 SHORELEAF LOOP?+

Mulrennan Middle School (middle), Nelson Elementary School (elementary), Durant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$834,999 runs 77% above the VALRICO 33596 median — but at 3,546 sqft it's also 59% larger than the typical Valrico listing.

02Time on market is leverage

115 days on market against a Valrico median of 34 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $839,900, now $834,999 — a $5K cut. The full history is in the market section below.

Listing courtesy of REAL BROKER, LLC · Nicole Leicht. MLS #TB8489231.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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