3914 NEPTUNE STREET UNIT 1, TAMPA, FL, 33629
Active139 days on marketListed Mar 28, 2026MLS #TB8489645
About this home
3914 NEPTUNE STREET UNIT 1
1 Bedroom | 1 Bathroom Condo – Neptune Gardens Available NOW! Step into this charming and modern 1-bedroom, 1-bathroom condo located in the desirable Neptune Gardens community. This home features vinyl flooring throughout with ceramic tiles in the kitchen, offering both durability and style. Interior Features • Modern kitchen with granite countertops • Designer ceiling fan and an oversized breakfast bar • Beautiful wood cabinetry providing plenty of storage • Appliances included: refrigerator, dishwasher, and range. Community has on-site laundry facilities. Prime Location Conveniently located near shopping, dining, retail, and major roadways—making your daily commute and errands a breeze. Qualifications • Income must be 2.5X the monthly rent • 550 minimum credit score (all applications considered) • No large dogs. Promotion of $500 deposit to move in.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
525
Sqft
0 ac
Lot size
1973
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$169 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$169/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$2 vs $301
Days on market
139 vs 43 typical
Where $2/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palma Ceia West
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Palma Ceia West — neighborhood snapshot
Population
1,595
Median age
44
Median income
$157,620
Median home value
$714,530
Avg household
3
Households w/ children
218
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
226 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the TAMPA 33629 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3914 NEPTUNE STREET UNIT 1
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$215,000
3325 BAYSHORE BOULEVARD UNIT B13
1 bd · 1.5 ba · 728 sqft · $295/sqft · 41 DOM
Sold · Jan ’26$233,000
3325 BAYSHORE BOULEVARD UNIT C36
1 bd · 1.5 ba · 728 sqft · $320/sqft · 196 DOM
Sold · Jan ’26$220,000
3325 BAYSHORE BOULEVARD UNIT C14
1 bd · 1.5 ba · 728 sqft · $302/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3914 NEPTUNE STREET UNIT 1 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3914 NEPTUNE STREET UNIT 1 — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3914 NEPTUNE STREET UNIT 1 FAQs
What would the monthly payment be for 3914 NEPTUNE STREET UNIT 1?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $169/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3914 NEPTUNE STREET UNIT 1?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $1,200, this home is listed about 100% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3914 NEPTUNE STREET UNIT 1?+
Mabry Elementary School (elementary), Coleman Middle School (middle), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33629 market on paper
$1,200 is 100% below the TAMPA 33629 median of $1,115,000, and at $2/sqft it sits under the Tampa average of $345.
02Time on market is leverage
139 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Mabry Elementary School, Coleman Middle School, Plant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Mabry Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HOME RENTAL FLORIDA · Amire Pedraza. MLS #TB8489645.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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