1620 RACHEL COURT, CLEARWATER, FL, 33756
Active143 days on marketListed Mar 24, 2026MLS #TB8490029
About this home
1620 RACHEL COURT
Virtually Staged. Location, Location, Location! Tucked away on a tree-lined cul-de-sac, this private corner-unit townhome offers over 2,000 sq ft, 3 bedrooms, 2.5 baths, and a 2-car garage. The main living level features soaring ceilings, ceramic tile flooring, and an open-concept layout perfect for everyday living and entertaining. The spacious kitchen includes wood cabinets, granite countertops, a breakfast bar, and a closet pantry, flowing seamlessly into the dining and living areas. A covered porch overlooks the peaceful backyard. On the next level the primary suite offers a large walk-in closet, sink vanity, walk-in shower, and linen closet. Upstairs features two additional bedrooms and a shared full bath. Enjoy outdoor living from the screened lanai overlooking your backyard. Pet-friendly community with leasing allowed. Conveniently located just a short drive to Clearwater Beach, shopping, dining, and both St. Pete/Clearwater and Tampa International airports.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,055
Sqft
0.09 ac
Lot size
2
Garage
2003
Year built
Two
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,788 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,788/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−39.5%
$/sqft vs Clearwater actives
$218 vs $224
Days on market
143 vs 55 typical
Where $218/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33756 — neighborhood snapshot
Population
32,928
Median age
45
Median income
$63,990
Median home value
$335,800
Avg household
2.46
Households w/ children
2,867
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $306K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
230 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the CLEARWATER 33756 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1620 RACHEL COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$490,000
1506 CALDERA COURT
3 bd · 2.5 ba · 2,050 sqft · $239/sqft · 36 DOM
Sold · Sep ’25$430,000
1824 SOUTHWOOD LANE
3 bd · 2 ba · 2,064 sqft · $208/sqft · 208 DOM
Sold · Mar ’26$415,000
1507 WINDING WAY W
4 bd · 2 ba · 1,980 sqft · $210/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1620 RACHEL COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1620 RACHEL COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1620 RACHEL COURT FAQs
What would the monthly payment be for 1620 RACHEL COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,788/mo — principal and interest, the actual property-tax bill, the $485/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1620 RACHEL COURT?+
The association fee works out to $485 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1620 RACHEL COURT?+
The most recent tax bill on record (2025) was $3,616. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1620 RACHEL COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $449,000, this home is listed about 63% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1620 RACHEL COURT?+
Plumb Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$449,000 runs 32% above the CLEARWATER 33756 median — but at 2,055 sqft it's also 64% larger than the typical Clearwater listing.
02Time on market is leverage
143 days on market against a Clearwater median of 55 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Plumb Elementary School, Clearwater High School, Oak Grove Middle School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $525,000, now $449,000 — a $76K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS BELLEAIR · Stephen Kepler. MLS #TB8490029.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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