3037 DOWNAN POINT DRIVE, LAND O LAKES, FL, 34638
Active141 days on marketListed Mar 25, 2026MLS #TB8490089
About this home
3037 DOWNAN POINT DRIVE
Virtually Staged. Welcome to this well maintained and unique home in the highly sought-after Ballantrae community in Land O’ Lakes. This spacious 5-bedroom, 3-bathroom home offers room for everyone and is truly move-in ready with numerous recent updates throughout. The home features fresh interior paint, a new roof, newer AC unit, a whole-house water filtration system, updated kitchen and flooring, a newly installed microwave, and additional thoughtful upgrades throughout. The fully fenced backyard and oversized screened lanai provide the perfect space to relax or entertain. Upon entering, you’re welcomed by separate living and dining areas that flow into the open-concept kitchen and family room. The kitchen offers abundant cabinetry and upgraded solid stone countertops, making it both functional and inviting. The primary suite is privately located at the rear of the home and features an ensuite bathroom and walk-in closet. Bedrooms two and three share a full bathroom, while an additional bedroom is situated toward the back of the home. Upstairs, you’ll find a spacious bonus/flex area, a full bathroom, and an additional bedroom—ideal for guests, an in-law suite, or a private retreat. This home has remained in excellent condition and did not lose power during Hurricane Milton and sustained no damage, offering added peace of mind. The Ballantrae community offers incredible amenities including a resort-style pool, amenity center, tennis courts, basketball courts, beach volleyball, playground, and high-speed internet and cable included in the HOA. Conveniently located just minutes from SR 54, top-rated schools, shopping, dining, and major roadways, this home offers both comfort and convenience in a fantastic community. Don't miss out on this beautiful home!!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,260
Sqft
0.13 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,421 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,421/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.2%
$/sqft vs Land O Lakes actives
$199 vs $205
Days on market
141 vs 47 typical
Where $199/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
216 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 3037 DOWNAN POINT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$470,000
17902 CUNNINGHAM COURT
5 bd · 3 ba · 2,260 sqft · $208/sqft · 11 DOM
Sold · Dec ’25$430,000
17914 AYRSHIRE BOULEVARD
4 bd · 3 ba · 2,260 sqft · $190/sqft · 32 DOM
Sold · Nov ’25$370,000
18913 CORNUTA STREET
4 bd · 3 ba · 2,230 sqft · $166/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 3037 DOWNAN POINT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3037 DOWNAN POINT DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3037 DOWNAN POINT DRIVE FAQs
What would the monthly payment be for 3037 DOWNAN POINT DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,421/mo — principal and interest, the actual property-tax bill, the $57/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3037 DOWNAN POINT DRIVE?+
The association fee works out to $57 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3037 DOWNAN POINT DRIVE?+
The most recent tax bill on record (2025) was $4,276. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3037 DOWNAN POINT DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $450,000, this home is listed about 6% above the Land O Lakes median of $424,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3037 DOWNAN POINT DRIVE?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$450,000 runs 23% above the LAND O LAKES 34638 median.
02Time on market is leverage
141 days on market against a Land O Lakes median of 47 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $485,000, now $450,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ALIGN RIGHT REALTY CARROLLWOOD · Rachael Leopold Garnett. MLS #TB8490089.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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