7520 SUNSHINE SKYWAY LANE S UNIT T18, ST PETERSBURG, FL, 33711
Active148 days on marketListed Mar 27, 2026MLS #TB8490542
About this home
7520 SUNSHINE SKYWAY LANE S UNIT T18
A rare opportunity to experience true waterfront living on Tampa Bay. Tucked within Seapointe Terrace at the southernmost tip of St. Petersburg, this beautifully updated two-story residence, on the 2nd & 3rd floors of the building, showcases sweeping, unobstructed views across Tampa Bay, paired with unforgettable sunrise vistas. The approach to the community is via one of St. Pete’s beautiful, tropical, tree-lined streets and arrive to a setting defined by tranquility and natural beauty. Elevated and unaffected by past storms, the residence offers both peace of mind and exceptional positioning. Offered turnkey and impeccably maintained, the interiors reflect a clean, coastal aesthetic with ceramic tile flooring throughout, softened by thoughtfully placed area rugs. The main living space is anchored by a wood-burning fireplace—an inviting focal point that adds warmth and character. Two generously sized en-suite bedrooms feature walk-in closets and tastefully updated baths, complemented by a well-placed powder bath on the main level. Storage is abundant, with multiple closets, an interior laundry area between the bedrooms, and an additional utility closet. The kitchen is light-filled and functional, offering an eat-in area and breakfast bar that seamlessly accommodates both everyday living and entertaining. Recent improvements include a new water heater, two new HVAC systems, a new roof, newly coated balconies and stairs, and newer impact-rated windows and doors. Residents of Seapointe Terrace enjoy lush, manicured grounds along with a full suite of amenities, including tennis and pickleball courts, kayak and paddleboard storage, a clubhouse, and a heated waterfront pool. Monthly fees cover water, sewer, trash, cable, high-speed internet, and building reserves, providing both convenience and peace of mind. Ideally positioned just minutes from Fort De Soto Park, the Gulf beaches, the Sunshine Skyway, and downtown St. Petersburg—offering access to celebrated museums, performing arts venues, waterfront parks, dining, and year-round cultural events. One covered carport space (#10C) conveys.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,265
Sqft
2.93 ac
Lot size
1982
Year built
Two
Levels
$391
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,987 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,987/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+43.1%
$/sqft vs SEAPOINTE TERRACE CONDO
$391 vs $355
Days on market
148 vs 57 typical
Where $391/sqft sits among the 10 homes for sale in SEAPOINTE TERRACE CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33711 — neighborhood snapshot
Population
18,347
Median age
38.5
Median income
$68,295
Median home value
$253,100
Avg household
2.35
Households w/ children
1,371
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
4 of 10
SEAPOINTE TERRACE CONDO have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% above the ST PETERSBURG 33711 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 7520 SUNSHINE SKYWAY LANE S UNIT T18
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$425,000
7520 SUNSHINE SKYWAY LANE S UNIT T25 · same community
2 bd · 2.5 ba · 1,265 sqft · $336/sqft · 86 DOM
Sold · Nov ’25$389,500
7520 SUNSHINE SKYWAY LANE S UNIT 210 · same community
2 bd · 2 ba · 1,280 sqft · $304/sqft · 2 DOM
Sold · Oct ’25$495,000
7540 SUNSHINE SKYWAY LANE S UNIT 221 · same community
2 bd · 2.5 ba · 1,280 sqft · $387/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 7520 SUNSHINE SKYWAY LANE S UNIT T18 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7520 SUNSHINE SKYWAY LANE S UNIT T18 — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7520 SUNSHINE SKYWAY LANE S UNIT T18 FAQs
What would the monthly payment be for 7520 SUNSHINE SKYWAY LANE S UNIT T18?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,987/mo — principal and interest, the actual property-tax bill, the $1,055/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7520 SUNSHINE SKYWAY LANE S UNIT T18?+
The association fee works out to $1,055 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7520 SUNSHINE SKYWAY LANE S UNIT T18?+
The most recent tax bill on record (2025) was $7,745. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7520 SUNSHINE SKYWAY LANE S UNIT T18?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $494,000, this home is listed about 15% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7520 SUNSHINE SKYWAY LANE S UNIT T18?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$494,000 runs 65% above the ST PETERSBURG 33711 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,055/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
148 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Becky Malowany. MLS #TB8490542.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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