875 BRUCE AVENUE, CLEARWATER, FL, 33767
Active111 days on marketListed Apr 17, 2026MLS #TB8490595
About this home
875 BRUCE AVENUE
CLEARWATER BEACH NORTH BEACH INVESTMENT OPPORTUNITY 5.5% SELLER FINANCING MAY BE AVAILABLE TO A QUALIFIED BUYER with a substantial down payment. Positioned in Clearwater Beach’s desirable North Beach corridor, this cleared coastal property offers an opportunity to renovate, rebuild, or reposition in an area experiencing continued investment, renovation activity, and new construction near Carlouel Beach & Yacht Club. The property was previously affected by flooding and has since undergone remediation and interior removal, giving the next owner a more direct path into the redevelopment process. The existing 3-bedroom, 2-bath configuration remains and may support a range of strategies, including renovation and resale, a seasonal holding plan, or a longer-term coastal investment. Located less than 1,000 feet from both the Gulf of Mexico and the Intracoastal Waterway, the property combines a strong beach location with meaningful future resale potential. Surrounding improvements and higher-end redevelopment continue to strengthen the long-term positioning of this North Beach pocket. Known as “The Blue Pearl,” the property also offers an established identity that could be carried forward in future renovation or marketing plans. Central HVAC system is present. Buyer to independently verify the condition and functionality of all structures, systems, improvements, and utilities. Property is being sold as-is. Cash, renovation financing, or seller financing considered. Seller-financing terms are negotiable and subject to seller approval, buyer qualification, formal documentation, and attorney review.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,420
Sqft
0.15 ac
Lot size
1956
Year built
One
Levels
$458
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,745 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,745/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.5%
$/sqft vs MANDALAY SUB
$458 vs $537
Days on market
111 vs 55 typical
Where $458/sqft sits among the 24 homes for sale in MANDALAY SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Clearwater Beach — neighborhood snapshot
Population
2,289
Median age
58
Median income
$87,434
Median home value
$801,867
Avg household
2
Households w/ children
104
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $350K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
14 of 24
MANDALAY SUB have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the CLEARWATER 33767 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 875 BRUCE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$470,000
844 BRUCE AVENUE · same community
3 bd · 2 ba · 1,440 sqft · $326/sqft · 135 DOM
Sold · Feb ’26$485,000
946 LANTANA AVENUE · same community
2 bd · 2 ba · 1,374 sqft · $353/sqft · 8 DOM
Sold · Apr ’26$490,000
744 BAY ESPLANADE · same community
3 bd · 2 ba · 1,305 sqft · $375/sqft · 67 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 875 BRUCE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 875 BRUCE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
875 BRUCE AVENUE FAQs
What would the monthly payment be for 875 BRUCE AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,745/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 875 BRUCE AVENUE?+
The most recent tax bill on record (2025) was $10,004. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater?+
At $650,000, this home is listed about 136% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 875 BRUCE AVENUE?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$650,000 runs 17% above the CLEARWATER 33767 median.
02Time on market is leverage
111 days on market against a Clearwater median of 55 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Michael Edwall. MLS #TB8490595.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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