4316 SUNRAY COURT UNIT 34, TAMPA, FL, 33615
Active143 days on marketListed Mar 27, 2026MLS #TB8491319
About this home
4316 SUNRAY COURT UNIT 34
Welcome to 4316 Sunray Court, a move-in ready, fully updated condo in the heart of Tampa. With over $86,000 in recent upgrades, this home features a brand-new kitchen with granite countertops, solid wood cabinets, and stainless steel appliances, all-new luxury vinyl flooring, hurricane-rated windows and doors, updated bathrooms, a screened-in patio plus an open patio wired for a hot tub, and a one-car garage. The spacious floor plan includes a living area with electric fireplace, formal dining, main-floor laundry and half bath, plus an upstairs loft, guest bedroom, and primary suite. Located in the waterfront community of Spinnaker Cove, residents enjoy a pool, fitness center, boat ramp, fishing dock, and optional boat slips, with HOA covering cable, internet, flood insurance, exterior maintenance, roof, pest control, and trash. Perfect for first-time buyers, downsizers, or investors—this home is ready to enjoy today!
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,390
Sqft
0.02 ac
Lot size
1
Garage
1978
Year built
Two
Levels
$169
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,662 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,662/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.9%
$/sqft vs Tampa actives
$169 vs $301
Days on market
143 vs 42 typical
Where $169/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33615 — neighborhood snapshot
Population
48,122
Median age
39.1
Median income
$66,257
Median home value
$291,500
Avg household
2.53
Households w/ children
5,459
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $438K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
226 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the TAMPA 33615 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4316 SUNRAY COURT UNIT 34
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$443,537
4354 OUTRIGGER LANE · same community
2 bd · 2 ba · 1,390 sqft · $319/sqft · 188 DOM
Sold · Dec ’25$370,000
4205 FOGCUTTER COURT
2 bd · 2 ba · 1,352 sqft · $274/sqft · 106 DOM
Sold · May ’26$360,000
4306 HARBOR HOUSE DRIVE
2 bd · 2 ba · 1,352 sqft · $266/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4316 SUNRAY COURT UNIT 34 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4316 SUNRAY COURT UNIT 34 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4316 SUNRAY COURT UNIT 34 FAQs
What would the monthly payment be for 4316 SUNRAY COURT UNIT 34?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,662/mo — principal and interest, the actual property-tax bill, the $589/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4316 SUNRAY COURT UNIT 34?+
The association fee works out to $589 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4316 SUNRAY COURT UNIT 34?+
The most recent tax bill on record (2025) was $5,107. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4316 SUNRAY COURT UNIT 34?+
The listing reports pets: Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $235,000, this home is listed about 48% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4316 SUNRAY COURT UNIT 34?+
Bay Crest Elementary School (elementary), Webb Middle School (middle), Alonso High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the TAMPA 33615 market on paper
$235,000 is 28% below the TAMPA 33615 median of $327,000, and at $169/sqft it sits under the Tampa average of $345.
02Know the monthly fee
The association fee is $589/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
143 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Bay Crest Elementary School, Webb Middle School, Alonso High School, Patricia Sullivan Metropolitan Ministries Partnership School — Alonso High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $289,900, now $235,000 — a $55K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OAKSTRAND REALTY · Amy Schwartz. MLS #TB8491319.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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