20512 RAMER ROAD, DADE CITY, FL, 33523
Active131 days on marketListed Mar 31, 2026MLS #TB8492667
About this home
20512 RAMER ROAD
Zoned Agricultural! This fenced 4.41 acre property is located in Northeast Pasco County close to the Withlacoochee River. The property is centrally located between Tampa, Orlando and Ocala, FL. It is conveniently located close to I-75. The property had a home on it that burned and had to be demolished. The property is zoned Agricultural/Vacant Land and the BUYER will need to do their DUE DILIGENCE with the help of their Buyers Agent and ask Pasco County for either a "Variance" or Plan change to RES 1 with either AR or AR 1 zoning" according to Pasco County. The property is in a NO Flood Zone according the the Pasco County Property Appraisers office. It does have a well (to be verified if working) and septic (to be verified if working) as well as a power pole at the front of the property and an additional power pole at the back of the property which were recently disconnected. NO OWNER FINANCING. Call to schedule your private showing.
Facts & features
The home at a glance
4.28 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,132 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,132/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dade City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dade City. See the full Dade City guide →
DADE CITY 33523 — neighborhood snapshot
Population
19,296
Median age
40.6
Median income
$60,897
Median home value
$231,700
Avg household
2.79
Households w/ children
2,208
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dade City market
$340K → $354K
Dade City median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the DADE CITY 33523 median. See the full Dade City market guide →
Paper trail
This home's history
Reality check
What actually sold near 20512 RAMER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$186,000
18136 STATE ROAD 52 · same community
2 bd · 2 ba · 930 sqft · $200/sqft · 4 DOM
Sold · Nov ’25$190,000
811 S LONE OAK DRIVE · same community
3 bd · 1 ba · 1,104 sqft · $172/sqft · 6 DOM
Sold · Jul ’26$214,900
1050 REYNOLDS ROAD · same community
3 bd · 1 ba · 1,133 sqft · $190/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 20512 RAMER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20512 RAMER ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20512 RAMER ROAD FAQs
What would the monthly payment be for 20512 RAMER ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,132/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20512 RAMER ROAD?+
The most recent tax bill on record (2025) was $651. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dade City?+
At $145,000, this home is listed about 62% below the Dade City median of $386,120. The market section on this page shows how the area is trending.
Which schools are assigned to 20512 RAMER ROAD?+
Eastside Elementary School (elementary), D. S. Parrott Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of D.R. JOHNSON REALTY, LLC · Debra Johnson. MLS #TB8492667.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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