1963 GEORGIA CIRCLE N, CLEARWATER, FL, 33760
Active127 days on marketListed Apr 2, 2026MLS #TB8492753
About this home
1963 GEORGIA CIRCLE N
Welcome to 1963 Georgia Circle, a move in ready 3-bedroom 2.5-bathroom 2 story townhome. This charming property offers a blend of comfort, style, and convenience, making it an ideal home for anyone looking to enjoy the Florida lifestyle. Nestled in a friendly neighborhood, this home boasts a warm and inviting atmosphere. The exterior features well maintained landscaping that enhances the curb appeal and provides a welcoming entrance to what lies within. The main floor features an updated kitchen with ample cabinet and counter space, stainless steel appliances, granite countertops and an eat in dining nook. Just off the kitchen, the dining area offers a breakfast bar and an open view to the living room and entry to the first-floor Primary bedroom, light and bright with a large walk-in closet, en-suite bathroom, and sliders leading to the patio. Sit in front of the wood burning fireplace or step out on to a covered, screened in lanai leading out to your private fire pit and sitting area. The beautiful open staircase leads to a second sitting area with a wall of built in shelving perfect for all of your books or family photos. down the hall are the generously sized second and third bedrooms along with a shared bathroom. This property is just a short drive away from the stunning Clearwater Beach, known for its white sandy shores and crystal-clear waters. Enjoy easy access to a variety of shopping centers and diverse dining options. HOA fee includes cable, internet, pool, water, sewer, trash, exterior maintenance, and flood insurance! New roof 2024. This home is more than just a place to live; it's a place to create lasting memories. Whether you are a first-time homebuyer, looking to relocate, or seeking a serene retirement haven, this property is sure to meet your needs and exceed your expectations!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,464
Sqft
0.06 ac
Lot size
1
Garage
1990
Year built
Two
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,506 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,506/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.5%
$/sqft vs Clearwater actives
$232 vs $227
Days on market
127 vs 54 typical
Where $232/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33760 — neighborhood snapshot
Population
19,486
Median age
37.3
Median income
$59,489
Median home value
$245,800
Avg household
2.18
Households w/ children
1,551
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $350K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
220 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 94% above the CLEARWATER 33760 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1963 GEORGIA CIRCLE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$292,000
1988 GEORGIA CIRCLE S · same community
3 bd · 2.5 ba · 1,464 sqft · $199/sqft · 35 DOM
Sold · May ’26$400,000
1974 GEORGIA CIRCLE N · same community
3 bd · 2.5 ba · 1,622 sqft · $247/sqft · 48 DOM
Sold · Apr ’26$240,000
14777 54TH WAY N
3 bd · 2 ba · 1,444 sqft · $166/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1963 GEORGIA CIRCLE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1963 GEORGIA CIRCLE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1963 GEORGIA CIRCLE N FAQs
What would the monthly payment be for 1963 GEORGIA CIRCLE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,506/mo — principal and interest, the actual property-tax bill, the $783/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1963 GEORGIA CIRCLE N?+
The association fee works out to $783 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1963 GEORGIA CIRCLE N?+
The most recent tax bill on record (2025) was $5,010. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1963 GEORGIA CIRCLE N?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $339,000, this home is listed about 23% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1963 GEORGIA CIRCLE N?+
High Point Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$339,000 runs 94% above the CLEARWATER 33760 median — but at 1,464 sqft it's also 16% larger than the typical Clearwater listing.
02Know the monthly fee
The association fee is $783/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
127 days on market against a Clearwater median of 54 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $349,000, now $339,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of STOFEL & ASSOCIATES REALTY · Jill Gibson. MLS #TB8492753.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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