2795 KIPPS COLONY DRIVE S UNIT 305, ST PETERSBURG, FL, 33707
Active140 days on marketListed Apr 2, 2026MLS #TB8493098
About this home
2795 KIPPS COLONY DRIVE S UNIT 305
A rare waterfront offering in Pasadena Yacht & Country Club—this is the only condo currently available in Kipps Colony I with a deeded deepwater boat slip, delivering an unmatched blend of luxury living and premier boating access. This beautifully updated 2,460-square-foot residence features two bedrooms, three baths, and a versatile 27’ x 9’ loft that can easily serve as a third bedroom, home office, or additional lounge space. The expansive 53’ x 17’ boat slip is just steps from your front door, and the newly completed marina (2025) elevates the waterfront experience with modern infrastructure and design. Inside, refined coastal elegance meets everyday comfort. High-end cabinetry, bamboo and tile flooring, and a thoughtfully updated kitchen flow seamlessly into the open-concept living area, creating a light-filled and inviting space ideal for both relaxing and entertaining. Walls of sliding glass doors lead to a spacious private balcony with breathtaking water views, effortlessly blending indoor and outdoor living. The primary suite offers a peaceful retreat with a walk-in closet, spa-like ensuite bath, and direct balcony access—perfect for enjoying quiet mornings on the water. Additional highlights include a central vacuum system and ample storage throughout. Residents of Pasadena Yacht & Country Club enjoy access to a championship 18-hole golf course, marina, junior Olympic-sized heated pool, tennis and pickleball courts, and three on-site dining venues. The club has also recently broken ground on a brand-new state-of-the-art fitness center, further enhancing its already exceptional lifestyle offerings. For buyers new to Pasadena Yacht & Country Club, there is a unique opportunity to bypass the typical five-year waitlist for golf membership by joining within 30 days of closing. Please contact the PYCC Membership Director for complete details. An extraordinary opportunity to experience the very best of coastal luxury living—where boating, golf, and refined comfort come together in one exceptional property.
Facts & features
The home at a glance
2
Bedrooms
3
Bathrooms
2,460
Sqft
1.31 ac
Lot size
1
Garage
1989
Year built
Two
Levels
$482
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,091 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,091/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$482 vs $344
Days on market
140 vs 58 typical
Where $482/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pasadena Golf & Yacht Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
231 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 295% above the ST PETERSBURG 33707 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 2795 KIPPS COLONY DRIVE S UNIT 305
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,289,900
6240 KIPPS COLONY COURT S UNIT 101 · same community
4 bd · 3 ba · 2,280 sqft · $566/sqft · 16 DOM
Sold · Apr ’26$400,000
2775 KIPPS COLONY DRIVE S UNIT 204 · same community
1 bd · 1.5 ba · 1,085 sqft · $369/sqft · 153 DOM
Sold · Apr ’26$1,475,000
5840 BALAO WAY S
3 bd · 3.5 ba · 2,506 sqft · $589/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 2795 KIPPS COLONY DRIVE S UNIT 305 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2795 KIPPS COLONY DRIVE S UNIT 305 — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2795 KIPPS COLONY DRIVE S UNIT 305 FAQs
What would the monthly payment be for 2795 KIPPS COLONY DRIVE S UNIT 305?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,091/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2795 KIPPS COLONY DRIVE S UNIT 305?+
The most recent tax bill on record (2024) was $13,112. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2795 KIPPS COLONY DRIVE S UNIT 305?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,185,000, this home is listed about 176% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2795 KIPPS COLONY DRIVE S UNIT 305?+
Gulfport Montessori Elementary School (elementary), Boca Ciega High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,185,000 runs 295% above the ST PETERSBURG 33707 median — but at 2,460 sqft it's also nearly twice the size of the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
140 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTY UNLIMITED · Brighid Miller. MLS #TB8493098.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Petersburg homes, in your inbox
Like 2795 KIPPS COLONY DRIVE S UNIT 305 but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Iain to ping you on any price or status change →