2231 UTOPIAN DRIVE E UNIT 219, CLEARWATER, FL, 33763
Active108 days on marketListed Apr 7, 2026MLS #TB8493294
About this home
2231 UTOPIAN DRIVE E UNIT 219
Step into easy, carefree living with this beautifully maintained 2-bedroom, 2-bath condo located in the highly sought-after On Top of the World 55+ gated community in Clearwater. This bright and inviting home offers 1,210 square feet of living space, a well designed layout featuring a large kitchen, open concept living and dining area, generously sized bedrooms, ample closet space, with an additional storage area for your in-unit washer & dryer—providing both comfort and functionality. Additionally there is 1 assigned parking space and guest parking available. Positioned just east of Belcher Road, this location offers a peaceful setting while still being conveniently close to the community’s outstanding amenities. Residents enjoy access to two golf courses, including both an 18-hole and a 9-hole course, as well as two activity centers that host a wide variety of social events and recreational activities. Stay active in the fully equipped fitness center featuring modern cardio machines, strength training equipment, circuit training, and spinning classes. The community also offers a scenic private park set along a tranquil lake with a walking trail—perfect for enjoying the outdoors. For added convenience, complimentary bus service provides easy access to nearby shopping centers. Ideally located just minutes from Clearwater’s top rated beaches, as well as a variety of dining and retail options, with Publix directly across the street for everyday needs. Whether you’re seeking a full-time residence or a seasonal getaway, this home offers a perfect blend of comfort, convenience, and a vibrant, resort-style lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,210
Sqft
1.31 ac
Lot size
1995
Year built
One
Levels
$149
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,521 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,521/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.9%
$/sqft vs ON TOP OF THE WORLD
$149 vs $152
Days on market
108 vs 47 typical
Where $149/sqft sits among the 248 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33763 — neighborhood snapshot
Population
21,278
Median age
53.8
Median income
$53,552
Median home value
$215,900
Avg household
2.12
Households w/ children
1,898
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
117 of 248
ON TOP OF THE WORLD have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the CLEARWATER 33763 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2231 UTOPIAN DRIVE E UNIT 219
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$108,000
2431 CANADIAN WAY UNIT 9 · same community
2 bd · 1 ba · 1,100 sqft · $98/sqft · 79 DOM
Sold · Dec ’25$175,000
2071 AUSTRALIA WAY W UNIT 9 · same community
2 bd · 2 ba · 1,100 sqft · $159/sqft · 98 DOM
Sold · Dec ’25$115,000
2358 ECUADORIAN WAY UNIT 56 · same community
2 bd · 2 ba · 1,100 sqft · $105/sqft · 412 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri Petrelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2231 UTOPIAN DRIVE E UNIT 219 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2231 UTOPIAN DRIVE E UNIT 219 — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2231 UTOPIAN DRIVE E UNIT 219 FAQs
What would the monthly payment be for 2231 UTOPIAN DRIVE E UNIT 219?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,521/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2231 UTOPIAN DRIVE E UNIT 219?+
The most recent tax bill on record (2025) was $2,670. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2231 UTOPIAN DRIVE E UNIT 219?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $179,900, this home is listed about 35% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2231 UTOPIAN DRIVE E UNIT 219?+
Dunedin High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$179,900 runs 13% above the CLEARWATER 33763 median.
02Time on market is leverage
108 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Dunedin High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $225,000, now $179,900 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Jac Smith. MLS #TB8493294.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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