412 REGENT LANE N, ST PETERSBURG, FL, 33701
Active137 days on marketListed Apr 2, 2026MLS #TB8493338
About this home
412 REGENT LANE N
ALL NEW INTERIOR PAINT AND NEW STAGING Luxury Downtown St. Petersburg townhome with rooftop deck and city + water views in a gated community—welcome to 412 Regent Lane North. Located in the highly sought-after Regent Lane community, this newer construction three-story residence blends timeless architectural elegance inspired by London’s West End with modern, high-end living in the heart of downtown St. Petersburg. Offering 3 bedrooms, 3.5 bathrooms, and approximately 2,180 heated square feet, this home features a bright, open-concept layout with hardwood flooring throughout and premium finishes at every turn. The chef’s kitchen flows seamlessly into the living and dining areas, enhanced by Lutron power shades and abundant natural light, creating an ideal space for both everyday living and entertaining. A rare feature within the community, this residence includes a dedicated office/den—perfect for working from home or creating a private flex space. The private in-home elevator provides effortless access to all three levels, while all bedrooms feature custom California Closets for elevated organization and storage. The top level showcases a spectacular rooftop veranda with sweeping city skyline and water views—perfect for sunset gatherings, entertaining, or simply enjoying the vibrant Downtown St. Petersburg lifestyle. Additional highlights include a spacious two-car garage with built-in overhead storage, low HOA dues, and located in flood zone X for added peace of mind. Situated just minutes from Beach Drive, the waterfront, world-class dining, shopping, museums, and the iconic The Vinoy Resort & Golf Club, this home places you in one of the most walkable and desirable locations in Tampa Bay. If you’re searching for a luxury townhome in Downtown St. Petersburg with a rooftop terrace, elevator, and garage, this is the one.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,180
Sqft
0.02 ac
Lot size
2
Garage
2018
Year built
Three Or More
Levels
$584
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,603 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,603/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.4%
$/sqft vs St Petersburg actives
$584 vs $344
Days on market
137 vs 57 typical
Where $584/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Downtown St Petersburg — neighborhood snapshot
Population
3,169
Median age
60
Median income
$50,655
Median home value
$619,783
Avg household
1
Households w/ children
55%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
233 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 412 REGENT LANE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$1,249,500
409 REGENT LANE N · same community
3 bd · 3.5 ba · 2,180 sqft · $573/sqft · 154 DOM
Sold · Apr ’26$1,300,000
411 REGENT LANE N · same community
3 bd · 3.5 ba · 2,180 sqft · $596/sqft · 12 DOM
Sold · May ’26$670,000
1066 8TH AVENUE S
4 bd · 2.5 ba · 2,178 sqft · $308/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 412 REGENT LANE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 412 REGENT LANE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
412 REGENT LANE N FAQs
What would the monthly payment be for 412 REGENT LANE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,603/mo — principal and interest, the actual property-tax bill, the $315/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 412 REGENT LANE N?+
The association fee works out to $315 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 412 REGENT LANE N?+
The most recent tax bill on record (2025) was $9,415. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 412 REGENT LANE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,272,500, this home is listed about 191% above the St Petersburg median of $436,900. The market section on this page shows how the area is trending.
Which schools are assigned to 412 REGENT LANE N?+
John Hopkins Middle School (middle), St. Petersburg High School (high), North Shore Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,272,500 runs 68% above the ST PETERSBURG 33701 median — but at 2,180 sqft it's also 63% larger than the typical St Petersburg listing.
02City & Water views
The city and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
137 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,325,000, now $1,272,500 — a $53K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Ali Bearnarth. MLS #TB8493338.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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