CENTURY 21 Edge
Pending
$189,0002 bd2 ba1,749 sqft$108 /sqft$2,013 /mo all-in ↓

1001 STARKEY ROAD UNIT 395, LARGO, FL, 33771

Pending125 days on marketListed Apr 3, 2026MLS #TB8493376

Priced 12% below the LARGO 33771 medianWaterfrontFully furnishedManufactured HomePARADISE ISLAND CO-OP INC

About this home

1001 STARKEY ROAD UNIT 395

TRIPLE WIDE ON A POND WITH A GARAGE FULLY FURNISHED. Here is a list of improvements -newer windows-AC 2025-dryer 2026-4 Awnings 2025-4 newer Awnings-Tall Toilet-New Front Storm Door-Home re-piped. This home has a great location. It is on one of the 7 ponds in Paradise Island. As we enter the home you will be entering the front living room. Access to the deck is from this room. This raised deck is perfect for sitting out watching the sunset set. Great view is right out your door. The kitchen has tons of storage, beautiful dark cabinets and there is also a water view as you are washing dishes. It has a dedicated dining room and a formal living room. The master suite has a walk-in closet, and the bathroom has a tiled walk-in shower. There is a laundry room that has access to the garage. The guest bath and bedroom are at the end of the hallway. There is a tub/shower combo in the bathroom, and the bedroom has a walk-in closet. The COOP monthly fees of $461.40 will includes: -WATER, SEWER-2 TIME WEEKLY GARBAGE PICKUP-POSTAL DELIVERY TO YOUR HOME-YARD MAINTENANCE-SPECTRUM CABLE & WIFI SERVICE.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,749

Sqft

0 ac

Lot size

1

Garage

1991

Year built

One

Levels

$108

Per sqft

WaterfrontFurnished55+ community

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace · Pillar/Post/Pier
FacesEast
ExteriorAwning(s) · Rain Gutters · Sidewalk

Community & fees

HOA fee$461/mo
Taxes (2025)$2,344/yr
PetsCats OK, Dogs OK
CommunityFishing · Waterfront · Golf Carts OK · Irrigation-Reclaimed Water · Pool · Sidewalks · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,013 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,113
FHA mortgage insurance (est.)$84
Property tax — 2025 actual bill$195
HOA fee — from the listing$461
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,615Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,615
Interest rate6.00%
Loan term

Estimated payment

$2,013/mo

Principal & interest$1,113
FHA mortgage insurance (est.)$84
Property taxes (actual bill)$195
HOA / condo fee$461
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Largo

Map of 1001 STARKEY ROAD UNIT 395

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

LARGO 33771 — neighborhood snapshot

Population

27,908

Median age

51.8

Median income

$60,139

Median home value

$145,600

Avg household

2.05

Households w/ children

2,059

For the school run

Pinellas County School District

MiddleLargo Middle School★★★★★
ElementarySouthern Oak Elementary School★★★★
HighLargo High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$340K$319K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the LARGO 33771 median. See the full Largo market guide →

Paper trail

This home's history

Apr 3, 2026Listed at $189,000 · 125 days on market since
1991Built · PARADISE ISLAND CO-OP INC

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 1001 STARKEY ROAD UNIT 395 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1001 STARKEY ROAD UNIT 395 — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1001 STARKEY ROAD UNIT 395 FAQs

What would the monthly payment be for 1001 STARKEY ROAD UNIT 395?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,013/mo — principal and interest, the actual property-tax bill, the $461/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1001 STARKEY ROAD UNIT 395?+

The association fee works out to $461 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1001 STARKEY ROAD UNIT 395?+

The most recent tax bill on record (2025) was $2,344. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1001 STARKEY ROAD UNIT 395?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $189,000, this home is listed about 37% below the Largo median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1001 STARKEY ROAD UNIT 395?+

Largo Middle School (middle), Southern Oak Elementary School (elementary), Largo High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the LARGO 33771 market on paper

$189,000 is 12% below the LARGO 33771 median of $216,000, and at $108/sqft it sits under the Largo average of $253.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

125 days on market against a Largo median of 52 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Largo Middle School, Southern Oak Elementary School, Largo High School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FOREVER FLORIDA REAL ESTATE · Jackie Vaughan. MLS #TB8493376.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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