CENTURY 21 Edge
$494,900$499,9003 bd2 ba2,174 sqft$228 /sqft$4,295 /mo all-in ↓

5830 SILVER SUN DRIVE, APOLLO BEACH, FL, 33572

Active123 days on marketListed Apr 2, 2026MLS #TB8493406

Reduced $5KWaterfrontSingle Family ResidenceWATERSET PH 5A-2A

About this home

5830 SILVER SUN DRIVE

One or more photo(s) has been virtually staged. *POND VIEW * 3 Bedroom PLUS OFFICE * CARDEL (NORTHWOOD 2) HOME * UPGRADES over $100,000 * ROOM FOR A POOL* EXTENDED GARAGE. Discover resort-style living in the highly sought-after Waterset community in this 3 bedroom, PLUS 4th ROOM designated as an OFFICE, beautifully enhanced Cardel Craftsman-style home is perfectly positioned on a premium waterfront lot with space to add your own custom pool, offering serene views and an inviting sense of space from the moment you walk through the door. The entry opens into a bright, open-concept family room where extended sliding glass doors showcase wide water views and flood the living area with natural light. The gourmet kitchen features crisp white cabinetry, stainless steel appliances, quartz countertops, a gas range, and a generous center island that serves as both a prep space and breakfast bar. Throughout the main living areas, you’ll find WOOD-LOOK TILE FLOORS, 8-FOOT DOORS, and a spacious layout ideal for everyday living and entertaining. The EXTENDED COVERED LANAI and living room are prewired for surround sound and outfitted with seven premium Klipsch and Sonos in-ceiling speakers, creating an immersive entertainment experience. All three bedrooms offer plush carpeting and ample closet space, while a versatile office/flex room with French doors provides the perfect setting for work, media, or creative pursuits. The sun-filled primary suite includes a spacious walk-in closet and a beautifully designed bathroom with dual sinks. A washer and dryer are included for added convenience. The rare 27' x 19' OVERSIZED two-car garage offers exceptional room for larger vehicles, BOAT, storage, or recreational equipment. Additional upgrades include a WATER SOFTENER and TANKLESS HOT WATER HEATER. Located within the vibrant, resort-inspired Waterset community, this home provides quick access to the Selmon Expressway and I-75/275, placing you just 21 miles from downtown Tampa and moments from abundant shopping and dining options.Residents enjoy an impressive lineup of amenities, including a fitness center, basketball court, three pools, two tennis courts, two pickleball courts, sand volleyball, a playground, dog park, 12 miles of walking and biking trails, and a welcoming clubhouse.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,174

Sqft

0.15 ac

Lot size

2

Garage

2020

Year built

One

Levels

$228

Per sqft

WaterfrontWater view

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Natural Gas

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener · Oversized
ExteriorHurricane Shutters · Irrigation System · Rain Gutters · Sidewalk

Community & fees

HOA fee$11/mo
Taxes (2025)$11,900/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Natural Gas Connected · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,295 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,913
FHA mortgage insurance (est.)$219
Property tax — 2025 actual bill$992
HOA fee — from the listing$11
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,322Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,322
Interest rate6.00%
Loan term

Estimated payment

$4,295/mo

Principal & interest$2,913
FHA mortgage insurance (est.)$219
Property taxes (actual bill)$992
HOA / condo fee$11
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $495K
$451KedgeAI estimate $485,608 · range $470K$492K$515K

vs edgeAI estimate

+1.9%

$/sqft vs Apollo Beach actives

$228 vs $226

Days on market

123 vs 56 typical

Where $228/sqft sits among the 386 Apollo Beach actives

136
126 · this home
35
26
24
39
$151–208$208–264$264–320$320–376$376–432$432+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Waterset

Map of 5830 SILVER SUN DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa28 min
Tampa Int’l Airport (TPA)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

Waterset — neighborhood snapshot

Population

6,572

Median age

36

Median income

$121,993

Median home value

$425,364

Avg household

3

Households w/ children

975

For the school run

Hillsborough County School District

HighLennard High School★★★★★
ElementaryDoby Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

222 of 386

Apollo Beach actives have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $494,900 $5K
Apr 2, 2026Listed at $499,900 · 123 days on market since
2020Built · WATERSET PH 5A-2A

Reality check

What actually sold near 5830 SILVER SUN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5609 SILVER SUN DRIVESold · Aug ’25

$575,000

5609 SILVER SUN DRIVE · same community

3 bd · 3 ba · 2,135 sqft · $269/sqft · 54 DOM

5839 SILVER SUN DRIVESold · Jul ’26

$405,000

5839 SILVER SUN DRIVE · same community

4 bd · 2 ba · 2,018 sqft · $201/sqft · 93 DOM

5615 SILVER SUN DRIVESold · Dec ’25

$440,000

5615 SILVER SUN DRIVE · same community

4 bd · 2 ba · 2,010 sqft · $219/sqft · 72 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 5830 SILVER SUN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5830 SILVER SUN DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5830 SILVER SUN DRIVE FAQs

What would the monthly payment be for 5830 SILVER SUN DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,295/mo — principal and interest, the actual property-tax bill, the $11/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5830 SILVER SUN DRIVE?+

The association fee works out to $11 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5830 SILVER SUN DRIVE?+

The most recent tax bill on record (2025) was $11,900. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5830 SILVER SUN DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $494,900, this home is listed about 1% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5830 SILVER SUN DRIVE?+

Lennard High School (high), Doby Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$494,900 runs 12% above the APOLLO BEACH 33572 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

123 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $499,900, now $494,900 — a $5K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS RLTY NEW TAMPA · Elizabeth Finlay. MLS #TB8493406.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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