
10416 SAINT TROPEZ PLACE, TAMPA, FL, 33615
Active119 days on marketListed Apr 16, 2026MLS #TB8493768
About this home
10416 SAINT TROPEZ PLACE
One or more photo(s) has been virtually staged. MOTIVATED SELLER | RARE WATERFRONT CONDO UNDER $400K | BAY & GULF ACCESS | NO FLOODING | 4 BEDROOMS | 2.5- BATH | 2-CAR GARAGE | NEARLY 2,000 SQ FT | READY FOR QUICK CLOSE - The sellers are making this an outstanding opportunity for buyers seeking a quick closing with a seller who is ready to make a deal! Opportunities like this are becoming increasingly difficult to find in Tampa. If you've been dreaming of waterfront living with direct access to Tampa Bay and the Gulf of Mexico—without the million-dollar price tag—this may be the opportunity you've been waiting for. Located along a peaceful marina in the highly desirable Villages of Bay Port, this spacious 4-bedroom, 2.5-bath Mediterranean-style waterfront condo provides nearly 2,000 square feet of living space, a private 2-car garage, beautiful water views, and exceptional livability for everyday living, entertaining, working from home, or hosting family and friends. Lovingly maintained and move-in ready, this home provides the perfect opportunity to enjoy waterfront living immediately while updating at your own pace. Why pay a premium for someone else's design choices when you can personalize this home to match your own style and potentially build equity along the way? The kitchen features Carrara marble countertops, stainless steel appliances, generous cabinetry, and opens seamlessly to the family room where a cozy fireplace and marina views create an inviting gathering space. Upstairs, the waterfront primary suite offers a peaceful retreat, while three additional bedrooms provide flexibility for guests, a home office, or hobbies. Step outside to your screened lanai and waterfront deck where mornings begin with coffee overlooking the marina and evenings end with waterfront breezes and unforgettable sunsets. For boating enthusiasts, boat slips may be leased or purchased when available, allowing convenient access to Tampa Bay and the Gulf just steps from your back door. Residents enjoy tennis courts, pickleball courts, playgrounds, two dog parks, and optional membership to the Bay Port Yacht Club for just $150 a year, providing social events and community activities throughout the year. The location is equally impressive—approximately 3 miles from Berkeley Preparatory School, 6 miles from Tampa International Airport, 11 miles from Downtown Tampa, and convenient to shopping, dining, entertainment, and the Gulf beaches. Whether you're searching for a primary residence, seasonal getaway, or long-term investment, this property offers something increasingly rare: a true waterfront lifestyle with Bay and Gulf access, four bedrooms, a two-car garage, no flooding history, and a motivated seller willing to consider reasonable offers. This home is MOVE IN READY, the sellers have relocated, and they are ready to work with buyers who recognize the incredible value and potential this waterfront opportunity offers. Bring your vision, and start enjoying the Florida waterfront lifestyle you've been dreaming about.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,996
Sqft
2
Garage
1986
Year built
Two
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,795 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,795/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$200 vs $299
Days on market
119 vs 43 typical
Where $200/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bay Port Colony
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Bay Port Colony — neighborhood snapshot
Population
2,020
Median age
40
Median income
$98,006
Median home value
$334,250
Avg household
2
Households w/ children
191
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
220 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the TAMPA 33615 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 10416 SAINT TROPEZ PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$337,000
10444 SAINT TROPEZ PLACE · same community
3 bd · 2.5 ba · 1,778 sqft · $190/sqft · 62 DOM
Sold · Dec ’25$375,000
10418 SAINT TROPEZ PLACE UNIT 10418 · same community
3 bd · 2.5 ba · 1,402 sqft · $267/sqft · 45 DOM
Sold · Oct ’25$427,500
10403 SAINT TROPEZ PLACE · same community
3 bd · 2.5 ba · 2,725 sqft · $157/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10416 SAINT TROPEZ PLACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10416 SAINT TROPEZ PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10416 SAINT TROPEZ PLACE FAQs
What would the monthly payment be for 10416 SAINT TROPEZ PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,795/mo — principal and interest, the actual property-tax bill, the $583/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10416 SAINT TROPEZ PLACE?+
The association fee works out to $583 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10416 SAINT TROPEZ PLACE?+
The most recent tax bill on record (2025) was $6,247. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10416 SAINT TROPEZ PLACE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $399,900, this home is listed about 11% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10416 SAINT TROPEZ PLACE?+
Bay Crest Elementary School (elementary), Alonso High School (high), Farnell Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$399,900 runs 22% above the TAMPA 33615 median — but at 1,996 sqft it's also 26% larger than the typical Tampa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $583/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
119 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Bay Crest Elementary School, Alonso High School, Farnell Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Alonso High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Jan Gilbert. MLS #TB8493768.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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