2331 FINLANDIA LANE UNIT 53, CLEARWATER, FL, 33763
Active128 days on marketListed Apr 5, 2026MLS #TB8494074
About this home
2331 FINLANDIA LANE UNIT 53
PRIME LOCATION, UNFURNISHED, 1 BED/1BATH with a Florida Room which can be used as a second bedroom, office or for relaxing and entertaining! The condo is GORGEOUS, SUPER CLEAN AND READY for you to come and enjoy FLORIDA PARADISE! It is on the desirable 2nd floor in a building with elevator! It features open floor plan living and dining area, updated kitchen with TOP NOTCH NEW stove top and built in oven, updated bathroom, luxury vinyl and tile flooring! NO CARPET!!! This is a 55+ active On Top of the World, gated community. It has two recreation centers along with tennis courts, two heated pools, lawn bowling courts, shuffleboard, hobby studio, dancing, a variety of classes, billiards, pickleball, social events, Good Carma Café, library, new BBQ pavilion, and more! Rent includes: water, sewer, garbage, basic cable, internet, maintenance of the building, and insurance & maintenance of all amenities including the 2 golf courses that you can enjoy every day with no additional costs!!! There is bus transportation for shopping, a dog park and lakes to enjoy fishing or kayaking! Close to shopping, restaurants, entertainment, beaches, and 2 International Airports! COME SEE IT TODAY!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
825
Sqft
0 ac
Lot size
1976
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$170 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$170/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs ON TOP OF THE WORLD
$2 vs $145
Days on market
128 vs 54 typical
Where $2/sqft sits among the 235 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33763 — neighborhood snapshot
Population
21,278
Median age
53.8
Median income
$53,552
Median home value
$215,900
Avg household
2.12
Households w/ children
1,898
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $330K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
115 of 235
ON TOP OF THE WORLD have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the CLEARWATER 33763 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2331 FINLANDIA LANE UNIT 53
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$84,000
2466 ECUADORIAN WAY UNIT 38 · same community
1 bd · 1 ba · 825 sqft · $102/sqft · 114 DOM
Sold · Apr ’26$140,000
2441 PERSIAN DRIVE UNIT 51 · same community
2 bd · 2 ba · 1,070 sqft · $131/sqft · 86 DOM
Sold · Dec ’25$118,000
2287 PHILIPPINE DRIVE UNIT 29 · same community
2 bd · 2 ba · 1,070 sqft · $110/sqft · 189 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 2331 FINLANDIA LANE UNIT 53 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2331 FINLANDIA LANE UNIT 53 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2331 FINLANDIA LANE UNIT 53 FAQs
What would the monthly payment be for 2331 FINLANDIA LANE UNIT 53?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $170/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2331 FINLANDIA LANE UNIT 53?+
The listing reports pets: Cats OK, Dogs OK, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $1,345, this home is listed about 100% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2331 FINLANDIA LANE UNIT 53?+
McMullen-Booth Elementary School (elementary), Countryside High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLEARWATER 33763 market on paper
$1,345 is 99% below the CLEARWATER 33763 median of $160,000, and at $2/sqft it sits under the Clearwater average of $276.
02Time on market is leverage
128 days on market against a Clearwater median of 54 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $1,440, now $1,345 — a $95 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BONOMO REALTY LLC · Galia Baldridge. MLS #TB8494074.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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