21133 MARSH HAWK DRIVE, LAND O LAKES, FL, 34638
Pending122 days on marketListed Apr 9, 2026MLS #TB8494736
About this home
21133 MARSH HAWK DRIVE
*******LAKE THOMAS SKI LAKE ***SELLER OFFERING 10k CREDIT AT CLOSING FOR RATE BUY DOWN OR CLOSING COSTS********* LAKEFRONT LIVING on one of Pasco County's premier lakes-Perfect for skiing , fishing, boating , and sunset views right from your backyard. Welcome to the The Preserve at Lake Thomas, where lakefront homes rarely come available—especially in this condition. This beautifully maintained 3-bedroom, 2-bath home features an open-concept layout with soaring high ceilings, abundant natural light, and rich real wood flooring throughout, creating a warm and inviting atmosphere perfect for both everyday living and entertaining. The spacious primary suite, separate laundry room, and two-car garage add to the home’s comfort and functionality, while a newer roof and updated A/C system provide peace of mind. Step outside to your private backyard retreat, complete with a sparkling solar heated pool and brand-new screened cage, ideal for enjoying Florida’s year-round sunshine while overlooking tranquil water views. The property also features a wonderful covered dock and boathouse , complete with a boat lift and ready for your boat, making lake access effortless. With direct access to Lake Thomas, a well-known local favorite for water skiing, boating, fishing, and breathtaking sunsets, this home truly offers the ultimate lakefront lifestyle. Situated on a quiet cul-de-sac within a gated community, this property is perfect for those who love outdoor living and the beauty of waterfront life. Opportunities like this are rare—don’t miss your chance to own a move-in-ready lakefront home in one of Land O’ Lakes’ most desirable communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,196
Sqft
0.54 ac
Lot size
2
Garage
2002
Year built
One
Levels
$319
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,599 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,599/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.8%
$/sqft vs Land O Lakes actives
$319 vs $206
Days on market
122 vs 42 typical
Where $319/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
229 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 91% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 21133 MARSH HAWK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$545,000
21314 MARSH HAWK DRIVE · same community
3 bd · 2 ba · 2,086 sqft · $261/sqft · 83 DOM
Sold · Mar ’26$317,000
20751 GARDENIA DRIVE
3 bd · 2 ba · 2,185 sqft · $145/sqft · 101 DOM
Sold · Jan ’26$645,000
6428 BARCELLONA ROAD
4 bd · 2 ba · 2,228 sqft · $289/sqft · 96 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 21133 MARSH HAWK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21133 MARSH HAWK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
21133 MARSH HAWK DRIVE FAQs
What would the monthly payment be for 21133 MARSH HAWK DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,599/mo — principal and interest, the actual property-tax bill, the $140/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 21133 MARSH HAWK DRIVE?+
The association fee works out to $140 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 21133 MARSH HAWK DRIVE?+
The most recent tax bill on record (2025) was $3,123. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21133 MARSH HAWK DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $699,900, this home is listed about 67% above the Land O Lakes median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 21133 MARSH HAWK DRIVE?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$699,900 runs 91% above the LAND O LAKES 34638 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
122 days on market against a Land O Lakes median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $799,900, now $699,900 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Jon Hammer. MLS #TB8494736.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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