1809 SW 3RD STREET, OCALA, FL, 34471
Active111 days on marketListed Apr 14, 2026MLS #TB8494880
About this home
1809 SW 3RD STREET
Cozy 2 bedroom, 1 bathroom home located just south of W Silver Springs Blvd and only a few miles from Historic Downtown Ocala, with plenty of dining, shopping, and everyday conveniences nearby. This home features tile flooring throughout for easy upkeep, a covered front porch perfect for unwinding after a long day, and a screened-in back porch that adds extra outdoor living space. The laundry area includes full-size washer and dryer connections for added convenience Call today to view !
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
600
Sqft
0.09 ac
Lot size
1960
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$167 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$167/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$2 vs $184
Days on market
111 vs 48 typical
Where $2/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34471 — neighborhood snapshot
Population
26,031
Median age
44.2
Median income
$60,283
Median home value
$292,200
Avg household
2.31
Households w/ children
2,491
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
145 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the OCALA 34471 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 1809 SW 3RD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$65,000
1715 SW 3RD STREET · same community
2 bd · 1 ba · 600 sqft · $108/sqft · 155 DOM
Sold · Nov ’25$105,000
1748 SW 5TH STREET · same community
2 bd · 1 ba · 819 sqft · $128/sqft · 3 DOM
Sold · Dec ’25$110,000
1704 SW 5TH PLACE · same community
3 bd · 1 ba · 840 sqft · $131/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 1809 SW 3RD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1809 SW 3RD STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1809 SW 3RD STREET FAQs
What would the monthly payment be for 1809 SW 3RD STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $167/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1809 SW 3RD STREET?+
The listing reports pets: Cats OK, Dogs OK, Monthly Pet Fee, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $999, this home is listed about 100% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1809 SW 3RD STREET?+
Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the OCALA 34471 market on paper
$999 is 100% below the OCALA 34471 median of $302,450, and at $2/sqft it sits under the Ocala average of $206.
02Time on market is leverage
111 days on market against a Ocala median of 48 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Eighth Street Elementary School, Osceola Middle School, Forest High School — Eighth Street Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,125, now $999 — a $126 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PALM LEAF PROPERTY MANAGEMENT · Jordan Clark. MLS #TB8494880.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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