1601 SWAN SWIM DRIVE, DAVENPORT, FL, 33837
Pending130 days on marketListed Apr 8, 2026MLS #TB8494970
About this home
1601 SWAN SWIM DRIVE
What truly sets this home apart is the opportunity to assume the seller’s low 3.99% mortgage rate—an incredible advantage in today’s market. Why wait to build when you can have better than new—without the wait, the added expenses, and at an incredible interest rate? Located just 30 minutes from Walt Disney World, this beautifully maintained home offers the perfect blend of convenience, comfort, and thoughtful upgrades that today’s buyers truly value. Purchased brand new by the current owners, this home has already been elevated beyond builder-grade. Enjoy a fully screened-in lanai—perfect for relaxing evenings without the hassle of bugs—along with a newly installed privacy fence that creates your own serene outdoor retreat. The new, upgraded landscaping and paver driveway add to the home’s curb appeal. Inside, the flexible floor plan features four spacious bedrooms plus a dedicated office with French doors and a closet—easily functioning as a fifth bedroom, guest suite, or private workspace. The low HOA fee adds even more value, including WiFi service along with access to a community pool and playground. This is your chance to enjoy the benefits of new construction with upgrades already complete, at a rate that’s hard to find today—without the delays or added expenses of building from scratch.
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
2,020
Sqft
0.1 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,193 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,193/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.3%
$/sqft vs BELLA VITA PH 3
$181 vs $174
Days on market
130 vs 55 typical
Where $181/sqft sits among the 7 homes for sale in BELLA VITA PH 3
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Davenport
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Davenport. See the full Davenport guide →
DAVENPORT 33837 — neighborhood snapshot
Population
45,144
Median age
37.7
Median income
$75,861
Median home value
$297,700
Avg household
2.96
Households w/ children
5,646
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
4 of 7
BELLA VITA PH 3 have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 1601 SWAN SWIM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$250,000
2353 PENGUIN BOULEVARD · same community
3 bd · 2.5 ba · 1,486 sqft · $168/sqft · 68 DOM
Sold · Mar ’26$237,000
3136 GOOSE ROAD · same community
3 bd · 2.5 ba · 1,463 sqft · $162/sqft · 104 DOM
Sold · Oct ’25$404,020
1893 NOBLE DRIVE
4 bd · 2.5 ba · 2,029 sqft · $199/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1601 SWAN SWIM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1601 SWAN SWIM DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1601 SWAN SWIM DRIVE FAQs
What would the monthly payment be for 1601 SWAN SWIM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,193/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1601 SWAN SWIM DRIVE?+
The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1601 SWAN SWIM DRIVE?+
The most recent tax bill on record (2025) was $7,891. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1601 SWAN SWIM DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $365,000, this home is listed about 6% below the Davenport median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1601 SWAN SWIM DRIVE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$365,000 runs 14% above the DAVENPORT 33837 median.
02Time on market is leverage
130 days on market against a Davenport median of 55 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $395,000, now $365,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AGILE GROUP REALTY · Maria Pasotti. MLS #TB8494970.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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