4805 UMBER COURT, TAMPA, FL, 33624
Active127 days on marketListed Apr 9, 2026MLS #TB8495596
About this home
4805 UMBER COURT
CREDIT FROM SELLER TO BUYER OF $5,000 AT CLOSING! The seller is offering this generous $5,000 credit to be used for anything the buyer might want to fix, upgrade, or customize upon moving in, or it can be applied directly toward buying down your interest rate or covering closing costs. Welcome to your private oasis at 4805 Umber Ct, Tampa, FL 33624, a stunningly remodeled villa for sale in the highly sought-after, gated community of Heatherwood Village. Positioned on one of the premier waterfront lots in the subdivision, this move-in-ready townhouse offers a rare combination of privacy and serenity with a sweeping, picturesque pond view that serves as the perfect backdrop for daily Florida living. This turnkey luxury home has been meticulously transformed with over $40,000 in recent upgrades and capital improvements. Upon arrival, you are greeted by an oversized, fully enclosed front courtyard featuring newly poured concrete and dramatic raised ceilings—the ultimate secluded sanctuary for al fresco dining, grilling, or morning coffee. Step inside to a bright, open-concept floor plan that shines with towering vaulted ceilings, updated lighting, and durable high-end laminate wood flooring throughout. The heart of the home is a gourmet designer kitchen, boasting premium granite countertops, a massive single-level kitchen island perfect for entertaining, stainless steel appliances, and a built-in wine refrigerator. The spacious living room invites you to cozy up by the wood-burning fireplace featuring a custom accent mantel piece. For maximum living flexibility, the property boasts a rare dual primary suite layout—featuring two master bedrooms (one on the first floor and one on the second level)—making it ideal for multi-generational living, roommates, or a premium work-from-home office space. Enjoy the ultimate maintenance-free lifestyle in this secure, gated neighborhood where the low HOA dues conveniently include water, sewer, trash, and ground maintenance. Residents also enjoy access to premium community amenities, including a sparkling community pool, clubhouse, and playground. Perfectly located in the heart of the Carrollwood/Northdale area, you are just minutes away from Tampa's premier shopping, fine dining, and major highways, offering an effortless commute via the Veterans Expressway to downtown Tampa and the Tampa International Airport. Real estate of this caliber on a premier pond-view lot rarely becomes available in Heatherwood Village—with a flexible credit from seller to buyer ready to address any minor fixes or personal touches you desire, this modern Tampa gem won't last long. Schedule your private tour today before it is sold!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,610
Sqft
0.08 ac
Lot size
1
Garage
1983
Year built
Two
Levels
$227
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,092 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,092/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.5%
$/sqft vs Tampa actives
$227 vs $299
Days on market
127 vs 43 typical
Where $227/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Northdale
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Northdale — neighborhood snapshot
Population
24,347
Median age
38
Median income
$87,959
Median home value
$291,444
Avg household
2
Households w/ children
2,819
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
225 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the TAMPA 33624 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4805 UMBER COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$545,000
13512 SOBRADO DRIVE
3 bd · 2 ba · 1,596 sqft · $341/sqft · 18 DOM
Sold · Apr ’26$410,000
13604 COZY PLACE
3 bd · 2 ba · 1,577 sqft · $260/sqft · 8 DOM
Sold · Jul ’26$400,000
13528 AVISTA DRIVE
3 bd · 2 ba · 1,648 sqft · $243/sqft · 89 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4805 UMBER COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4805 UMBER COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4805 UMBER COURT FAQs
What would the monthly payment be for 4805 UMBER COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,092/mo — principal and interest, the actual property-tax bill, the $307/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4805 UMBER COURT?+
The association fee works out to $307 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4805 UMBER COURT?+
The most recent tax bill on record (2025) was $3,780. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4805 UMBER COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $365,000, this home is listed about 19% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4805 UMBER COURT?+
Hill Middle School (middle), Northwest Elementary School (elementary), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Eric West. MLS #TB8495596.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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