1100 EAST BAY DRIVE UNIT 89, LARGO, FL, 33770
Pending117 days on marketListed Apr 15, 2026MLS #TB8495778
About this home
1100 EAST BAY DRIVE UNIT 89
Welcome to easy, comfortable living in the Willowbrook community in Largo. This inviting 2-bedroom, 2-bath condominium offers approximately 840 heated square feet with a thoughtfully designed split-bedroom floor plan, providing added privacy for everyday living. The open living and dining area creates a warm, functional space perfect for relaxing at home or hosting friends, while central air conditioning and generous storage add to the home’s convenience. Recent updates include new flooring and appliances installed in 2019, a water heater installed in 2015, and a new A/C system installed in 2025. Enjoy a low-maintenance lifestyle with access to community amenities including a pool, spa/hot tub, recreation facilities, laundry, and beautifully maintained grounds—ideal for spending more time enjoying your surroundings and less time on upkeep. Situated in a convenient Largo location, you’ll be close to everyday essentials like shopping, dining, parks, and golf, along with easy access to the Pinellas Trail and the Gulf beaches. Major roadways nearby make commuting and exploring the area simple. Whether you're looking for a full-time residence or a seasonal retreat, this home offers a comfortable and convenient place to settle in and enjoy the Florida lifestyle. Buyer to verify all measurements, association requirements, restrictions, fees, and any details important to their purchase decision.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
840
Sqft
0 ac
Lot size
1977
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,583 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,583/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.9%
$/sqft vs Largo actives
$161 vs $238
Days on market
117 vs 52 typical
Where $161/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33770 — neighborhood snapshot
Population
25,005
Median age
49.3
Median income
$58,071
Median home value
$245,200
Avg household
2.22
Households w/ children
2,227
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
212 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1100 EAST BAY DRIVE UNIT 89
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$78,000
76 PINDO PALM STREET W
2 bd · 2 ba · 856 sqft · $91/sqft · 104 DOM
Sold · Aug ’25$72,000
15 FRANGIPANI CIRCLE
2 bd · 2 ba · 880 sqft · $82/sqft · 174 DOM
Sold · Apr ’26$106,000
113 ROYAL PALM CIRCLE UNIT 113
2 bd · 2 ba · 888 sqft · $119/sqft · 181 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1100 EAST BAY DRIVE UNIT 89 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1100 EAST BAY DRIVE UNIT 89 — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1100 EAST BAY DRIVE UNIT 89 FAQs
What would the monthly payment be for 1100 EAST BAY DRIVE UNIT 89?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,583/mo — principal and interest, the actual property-tax bill, the $401/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1100 EAST BAY DRIVE UNIT 89?+
The association fee works out to $401 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1100 EAST BAY DRIVE UNIT 89?+
The most recent tax bill on record (2025) was $2,013. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1100 EAST BAY DRIVE UNIT 89?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $135,000, this home is listed about 55% below the Largo median of $299,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1100 EAST BAY DRIVE UNIT 89?+
Largo High School (high), Largo Middle School (middle), Ponce De Leon Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the LARGO 33770 market on paper
$135,000 is 44% below the LARGO 33770 median of $239,950, and at $161/sqft it sits under the Largo average of $253.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
117 days on market against a Largo median of 52 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Largo High School, Largo Middle School, Ponce De Leon Elementary School — Ponce De Leon Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $150,000, now $135,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LAWYERS REAL ESTATE BROKERAGE · Jane Federoff. MLS #TB8495778.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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