
9232 US HIGHWAY 98 N, LAKELAND, FL, 33809
Active123 days on marketListed Apr 9, 2026MLS #TB8495874
About this home
9232 US HIGHWAY 98 N
Positioned along the rapidly growing north corridor of Lakeland, this expansive 14-acre parcel offers a rare opportunity to secure a substantial piece of land with direct frontage on US Highway 98 North. With exceptional visibility and steady traffic flow, the property presents an ideal setting for those looking to capitalize on the area’s continued growth and development. Currently zoned residential, the property provides flexibility for a variety of potential uses, while also offering the possibility of rezoning to commercial—making it especially attractive for investors, developers, or business owners seeking a strategic location with high exposure. The surrounding area continues to see increased demand, with new residential communities and commercial projects shaping the future of North Lakeland. Infrastructure considerations have already been thoughtfully addressed, with powerlines on site and electric readily available at the property. The parcel will require the installation of a septic system, allowing you to tailor utility improvements to your specific plans. The presence of wetlands on portions of the land creates a natural landscape buffer and added privacy, while also presenting an opportunity—through the Polk County mitigation program—to potentially expand usable acreage in a cost-effective manner. Whether you envision a private estate with acreage to spare, a residential development, or a future commercial venture, this property offers the scale, location, and versatility to bring your vision to life. Opportunities like this—combining size, highway frontage, and future potential—are becoming increasingly difficult to find in such a prime Lakeland location.
Facts & features
The home at a glance
14.18 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,554 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,554/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33809 — neighborhood snapshot
Population
30,498
Median age
42.6
Median income
$67,112
Median home value
$248,700
Avg household
2.58
Households w/ children
3,738
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% above the LAKELAND 33809 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 9232 US HIGHWAY 98 N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$154,500
205 TOWER ROAD
1 bd · 1 ba · 696 sqft · $222/sqft · 5 DOM
Sold · Oct ’25$275,000
8150 OAKHURST BOULEVARD
3 bd · 2 ba · 1,271 sqft · $216/sqft · 22 DOM
Sold · Apr ’26$293,990
8379 MADRID STREET
3 bd · 2 ba · 1,302 sqft · $226/sqft · 154 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9232 US HIGHWAY 98 N — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9232 US HIGHWAY 98 N — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9232 US HIGHWAY 98 N FAQs
What would the monthly payment be for 9232 US HIGHWAY 98 N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,554/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9232 US HIGHWAY 98 N?+
The most recent tax bill on record (2025) was $855. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9232 US HIGHWAY 98 N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $525,000, this home is listed about 55% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9232 US HIGHWAY 98 N?+
Edgar L. Padgett Elementary (elementary), Lake Gibson Middle School (middle), Lake Gibson Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$525,000 runs 62% above the LAKELAND 33809 median.
02Time on market is leverage
123 days on market against a Lakeland median of 44 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $599,000, now $525,000 — a $74K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Adam Smith. MLS #TB8495874.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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